Starting Score: 675
haulingthescoreup wrote:What is this bit about "consent"? Where'd you get that one?
From you actually. 
"you have no legal right to access your BF's scores, via a myFICO account or any other manner. Same for married folks; doesn't matter: husbands can't pull wives' scores and vice versa."
So since you also say that "IF the partner is genuinely content and relieved to let the other manage all the money issues (there are such people; it really does happen), it's not an automatic deal-breaker," then obviously consent is required if handling money issues includes withdrawing from checking account and pulling credit scores on the other's behalf.
I'm not talking about calling FICO customer service, where you are looked at or listened to. I'm talking about not doing the wrong thing even when no one is looking. You said that "of course, spouses etc do this sort of thing." And I say, don't do this sort of thing without reasonable consent.
Such a reasonable consent doesn't equal content and relieved. The latter may simply indicate not wanting to be bothered with the logistics of financial housekeeping, while the former touches on to which extent you pass on the overall decision making.
FrugalRican wrote:60 hours, good lord
Massive software meltdown, and day after day of having to sit through WebX meetings, unable to do any real work, watching strangers remote in and try to figure out why we have been down since the first of the month. 
I've learned a lot of techie jargon, though. 
--still no idea what most of it means, but I have some spiffy new phrases to randomly sprinkle about. 
My DW and I have separate personal checking accounts where we deposit our paychecks and separate personal savings accounts for personal goals, but we also have a joint checking account into which we transfer money to pay for bills and expenses and a joint savings account we use for future goals we share as a couple. We also have our own separate credit cards. So far, this system has worked for us, but we are also both pretty good about money.
If your significant other is interested in learning how to handle personal finances better, I would recommend the book I used to get myself back on track: "The Money Book for the Young, Fabulous, and Broke" by Suze Orman. It's very readable and not intimidating at all for the personal finance novice. It really helped me figure out what to do after my credit tanked from a long illness.
jetsfan2012 wrote:I think I am more attracted to someone who financially "gets it" then anything at this point in my life.
I am attracted to Mila Kunis 
but someone that cannot handle their money makes me feel like I am dating a child and I cannot stand it! I date women my son's age (18-25), but women are supposed to be more mature than men!!! **stomps feet**
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
