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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: GF is AU on Freedom

I heard everytime an angel gains its wings, he applies for a new card.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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marty56
Posts: 5,696
Registered: ‎10-06-2007
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Re: GF is AU on Freedom


FrugalRican wrote:

I heard everytime an angel gains its wings, he applies for a new card.


Does that mean a new fallen angel gets a BofA card?

11/28/2014 FICO: EQ: 796 EX:788 TU:803
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webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: GF is AU on Freedom

[ Edited ]

He apped for green card. Lol you were right drkaje

For the record my husband asks before he spends more than 50 bucks on something. He wants to buy a new gun so bad but I'm making him wait until I get the refi done on my duplex. He is an au on all my cards and he carries only zync with him. He also carries his debit card and his nfcu mastercard.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: GF is AU on Freedom

@wh,

 

At least some things don't change. :smileyhappy:

 

Hope he had success!! File seemed pretty thin to float an Amex application.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
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Re: GF is AU on Freedom

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

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Super Contributor
marty56
Posts: 5,696
Registered: ‎10-06-2007
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Re: GF is AU on Freedom


webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.:smileysad:


 

11/28/2014 FICO: EQ: 796 EX:788 TU:803
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
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Re: GF is AU on Freedom


Repo-ed wrote:

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.


Freezing reports doesn't make sense to me.

 

IIRC, 7-10 day message usually means no. No idea why someone with frozen reports would apply, though. It's not like Amex would do a SP approval.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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webhopper
Posts: 7,225
Registered: ‎09-16-2011
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Re: GF is AU on Freedom


marty56 wrote:

webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.:smileysad:


 


Lol he is totally on board with my goals. He sees a lot of value in letting me set the budget and hes the first one to remind me of.our goals when I mention spending money on something that can wait. It goes both ways... I check with him before spending more than 50 bucks on something. Hes actually pretty funny when he jokes about not being able to spend his paycheck but I know hes just joking because he likes knowing everything is being paid and he likes staying up to date on our balances and the status of when we will be able to meet our goals. We recently used the credit cards to pay for part of our wedding and some expenses during our cruise (shore.excursions) we both have been focused on getting those balances taken care of before we make another big purchase. The marriage and cruise was in June and we will be at 0 balance by the end of July. We also paid for a 4k septic system repair using the credit card in April.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: GF is AU on Freedom

@ wh,

 

It's awesome you two are on the same page!!

 

I'm ACM on DGF's Amex Delta but it doesn't report to EQ. I'd love having the $4K limit report but Amex hasn't gotten anything done since I called them to complain in April. Their credit reporting department doesn't have a customer service feel. I always hang up wondering what vitally important thing the call interrupted, LOL!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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aussiesareforever
Posts: 741
Registered: ‎10-04-2010
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Re: GF is AU on Freedom

This thread was hilarious. I want to find out what happened...lol

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)


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