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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: GF is AU on Freedom

I heard everytime an angel gains its wings, he applies for a new card.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Super Contributor
marty56
Posts: 5,660
Registered: ‎10-06-2007

Re: GF is AU on Freedom


FrugalRican wrote:

I heard everytime an angel gains its wings, he applies for a new card.


Does that mean a new fallen angel gets a BofA card?

06/15/2012 FICO: EQ: 798 TU:785
Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: GF is AU on Freedom

[ Edited ]

He apped for green card. Lol you were right drkaje

For the record my husband asks before he spends more than 50 bucks on something. He wants to buy a new gun so bad but I'm making him wait until I get the refi done on my duplex. He is an au on all my cards and he carries only zync with him. He also carries his debit card and his nfcu mastercard.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: GF is AU on Freedom

@wh,

 

At least some things don't change. :smileyhappy:

 

Hope he had success!! File seemed pretty thin to float an Amex application.


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: GF is AU on Freedom

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Super Contributor
marty56
Posts: 5,660
Registered: ‎10-06-2007

Re: GF is AU on Freedom


webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.:smileysad:


 

06/15/2012 FICO: EQ: 798 TU:785
Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: GF is AU on Freedom


Repo-ed wrote:

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.


Freezing reports doesn't make sense to me.

 

IIRC, 7-10 day message usually means no. No idea why someone with frozen reports would apply, though. It's not like Amex would do a SP approval.


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: GF is AU on Freedom


marty56 wrote:

webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.:smileysad:


 


Lol he is totally on board with my goals. He sees a lot of value in letting me set the budget and hes the first one to remind me of.our goals when I mention spending money on something that can wait. It goes both ways... I check with him before spending more than 50 bucks on something. Hes actually pretty funny when he jokes about not being able to spend his paycheck but I know hes just joking because he likes knowing everything is being paid and he likes staying up to date on our balances and the status of when we will be able to meet our goals. We recently used the credit cards to pay for part of our wedding and some expenses during our cruise (shore.excursions) we both have been focused on getting those balances taken care of before we make another big purchase. The marriage and cruise was in June and we will be at 0 balance by the end of July. We also paid for a 4k septic system repair using the credit card in April.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: GF is AU on Freedom

@ wh,

 

It's awesome you two are on the same page!!

 

I'm ACM on DGF's Amex Delta but it doesn't report to EQ. I'd love having the $4K limit report but Amex hasn't gotten anything done since I called them to complain in April. Their credit reporting department doesn't have a customer service feel. I always hang up wondering what vitally important thing the call interrupted, LOL!


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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Established Contributor
aussiesareforever
Posts: 668
Registered: ‎10-04-2010

Re: GF is AU on Freedom

This thread was hilarious. I want to find out what happened...lol


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FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!

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