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How and when do I tell a future suitor that I've had a recent bankruptcy?

Established Contributor

Re: How and when do I tell a future suitor that I've had a recent bankruptcy?

I don't think you need to divulge that info when just dating someone. When you feel it is at a level where you would talk about things like incomes, future living situations, wanting children etc, then it would be more appropriate imo.

 

 

Message 11 of 14
Community Leader
Super Contributor

Re: How and when do I tell a future suitor that I've had a recent bankruptcy?

At P..... Lmao!! (At the tall blond nurse comment).... Smiley Happy

Thank you everyone for commenting! I just hope I'm not asked anything while dating, frankly it's none of their business unless they want to marry meSmiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 12 of 14
Valued Contributor

Re: How and when do I tell a future suitor that I've had a recent bankruptcy?


pizza1 wrote:
At P..... Lmao!! (At the tall blond nurse comment).... Smiley Happy

Smiley Very Happy

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 13 of 14
Senior Contributor

Re: How and when do I tell a future suitor that I've had a recent bankruptcy?

There's no perfect time is but it should be disclosed well in advance of any discussions about mixing finances.

 

No one wants to find out about a BK when looking for a mortgage.

 

I don't know how many people would even care, TBH. People can rebuild really well post-BK. The work after BK probably determines the extent to which it affects other aspects of a couple's life. Someone who already has their stuff together and finished rebuilding probably isn't perceived as a liability.


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Current Score: EX 753 FICO, EQ 737FICO, TU 738
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Message 14 of 14