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Don't do it. Paying child support will be a lot less than paying child support, alimony, and 1/2 of her debt. There's a reason she wants you to jump in head first.
If you marry for financial reasons, you may also divorce for financial reasons.
@youdontkillmoney wrote:If you marry for financial reasons, you may also divorce for financial reasons.
It's hard enough to make a marriage work when it's purely for love.
You have NOTHING in common with her. YOu have issues over hobbies, lifegoals even down to vacations....
The odds of this relationship surving are remotely small.....
Child support will be based on how much you make, how much she makes. Get out now while you can minimize the damage to your emotional and financial well being.
Run do not walk. RUN!
@Anonymous wrote:What is the incentive for you to get married? I see all red flags and no good signs in this scenario. Do you have to be married? Is there a religious belief that makes you want to marry?
I have been with my DBF for 8.5 years now, unmarried. We have one 5 year old child together. We have very different ideas about money, but we talk about them openly. We share our finances only for household bills and expenses for our son. We both know how much either of us is expected to put in the pot for bills. Beyond that, they are separate. I save mine and he spends his. Techinically he saves, also, but in cash and his bank is our safe. If for some reason he needs to borrow money, I actually track it on my phone and he makes payments until he has paid me back. We have never had difficulty or miscommunications doing this because we both know what is expected of each other. We have an honest open line of communcation about money. I know that if I needed cash in a hurry, I could open the safe and take what I needed with no questions asked. But that is HIS money and I would never use his money for my self unless it was a true urgent need.
It sounds like your girlfriend is expecting your money to be her money. That is a whole lot of resentment in the making. And let's be honest. If you came here to ask the question, you probably already know the answer.
Agreed.
Side note: Marriage advice on a MyFico forum??? As others have suggested, set up a meeting to talk with a divorce attorney.