Messy situation with authorized users

[Lynnst]

I agree with the advice you have been given here.  Definitely not criminal (I work in the field and we get questions similar to this frequently.)  If you owed her the money anyway just call it even - but make sure you remove her as an AU immediately.  Perhaps now there will be less to argue about later if you are sqared up on the debt you owed her.  Just trying to think of an up side...

[TiggerDat]

You owed her the money, so it seems that she did the best thing she could do to insure that she get it back as quick as she could.  You admit this fact yourself!  I don't really see what the problem is.  If you were going to do the right thing, why are you upset?  Even a Czar should obey the law and moral code. 

[Anonymous]

You should definitely remove her as an AU right away.  For cards that share the same account numbers (non-Amex cards), you should also request account number to be changed. Most of the time, removing the AU, doesn't invalidate their cards.  

[youdontkillmoney]

people gave you good advice answering your questions. if it were me, close off the AU cards.

The balances on them (ask the ex for her share, she'd prob say not but ask anayway), then with or without her YOU pay off those balances if you want to keep a clean credit record with the banks. You either get repad through divorce processdings or not. Ultimately YOUR name is on the line so pay off the cards and hope for th ebest, if not, think of payment of those cards as the cost of your separation, or part of the cost of "freedom" and be happy about that.

[Kenny]

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@Anonymous wrote:

Our cards have the same account number, right down to the CVV number.  Can they tell the difference between our cards?

The CCC called me and asked me if I recognized any of these charges and I said no, I didn't make them.  They didn't ask me if an AU made them.  Are you sure there's no way I can dispute them since I didn't make them?

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While you didn't lie about recognizing the charges, I wonder if you spoke up and said your AU might have made them? Doesn't matter if they didn't ask you if the AU made them. You're trying to skirt the issue here, and it's not in any way kosher. 

When one adds an AU to their account, they are agreeing no matter what to be liable for all spend.

You need to remove her immediately, should you not want to pay more money. And NO it's not ethical, moral, or I hope legal to dispute the transactions. 

[Anonymous]

remove her as an AU asap!

[Anonymous]

Remove her...quickly.

[SayHey]

If she sent the explanation via text or email, be sure to keep it too in case it gets ugly later.  It's not impossible that you would be found responsible as the primary for the AU charges, and without the explanation, also be found liable to repay the loan to her if she asserts it at a later date. 

[Anonymous]

1-No

2-No

3-No