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Contributor
Posts: 84
Registered: ‎02-22-2014

MyFICO has made me spread the word to others

[ Edited ]

I think I'm starting to get annoying with my friends.

 

I've been lurking the forums and occasionally posting since February and I cannot be happier about finding out about MyFICO. This board has taught me so much, now all my friends in college come to me for advice regarding credit cards. I often tell people alot of things about credit cards.. even if they don't want to hear it. Hehe. 

 

The only downside is that I probably judge others now based on the credit card they use or if they use a debit card. I almost instantly can recognize what type of prime lending credit card they're using. :smileyhappy:

 

That feeling though, when someone recognizes or points out something about my AMEX PRG just makes me feel so good inside.



Last App: 4/30/2015
AMEX PRG (NPSL) | AMEX EveryDay $23900 | Citi Thank You Premier $4000 | DISCOVER IT $3500 | BOFA Cash Rewards Visa Signature $5000
New Visitor
Posts: 5
Registered: ‎07-09-2014
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Re: MyFICO has made me spread the word to others

What is PRG?  Program?

Established Contributor
Posts: 771
Registered: ‎06-28-2014
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Re: MyFICO has made me spread the word to others

[ Edited ]

Exact same situation with me in college right now. :smileyhappy:


NPSL...................$15,300................$12,500................$7500..................$5000...................$5000..................$5000..................$500..........

21 year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Established Contributor
Posts: 771
Registered: ‎06-28-2014
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Re: MyFICO has made me spread the word to others


ficobuilder923 wrote:

What is PRG?  Program?


Amex gold premier charge card, its in my signature


NPSL...................$15,300................$12,500................$7500..................$5000...................$5000..................$5000..................$500..........

21 year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Regular Contributor
Posts: 222
Registered: ‎07-08-2014
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Re: MyFICO has made me spread the word to others

Haha same with me. Ever since finding this forum the info has helped me improve my credit situation and to be more financially responsible. I just want to help my family and friends as well. I bring up ithe topic of credit during random conversation sometimes. lol 

Established Member
Posts: 33
Registered: ‎09-30-2014

Re: MyFICO has made me spread the word to others

90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex.  My credit score is 814. Don't judge me :smileyhappy:.

Established Contributor
Posts: 629
Registered: ‎03-19-2015

Re: MyFICO has made me spread the word to others

LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles. 


Started @ EQ 712 TU 701 EX 713 MAR 2015 Goal 800 CLUB Gardening since 4/9/15 UTIL 8%
Established Contributor
Posts: 634
Registered: ‎02-21-2015
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Re: MyFICO has made me spread the word to others

[ Edited ]

bmedude wrote:

90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex.  My credit score is 814. Don't judge me :smileyhappy:.


Why not get 1-15% off of everything you buy by using a credit card?  Having a credit score of 814 is supposed to save you money.  And you don't like free consumer protection on your purchases?

Starting Scores 10/14 - TU 506(loan app), EX 520 (loan app)
Current Scores - 5/12/15 - EQ 670, TU 630, EX 660
My Wallet - QS - $2,300, QS1 - $1,500, Amazon Visa - $500, US Bank LOC - $750 Camping World Visa - $1,000, Sportsmans Guide Visa - $2,500, Total Rewards Visa - $1,500, Overstock.com - $3,800

Valued Contributor
Posts: 1,608
Registered: ‎01-05-2010
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Re: MyFICO has made me spread the word to others


Vivacious10 wrote:

LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles. 


 

I know! Are we or are they out of touch with reality? :smileysurprised:

 

Are you living within your means?
Valued Contributor
Posts: 3,623
Registered: ‎08-18-2014
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Re: MyFICO has made me spread the word to others

same here.

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