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I think I'm starting to get annoying with my friends.
I've been lurking the forums and occasionally posting since February and I cannot be happier about finding out about MyFICO. This board has taught me so much, now all my friends in college come to me for advice regarding credit cards. I often tell people alot of things about credit cards.. even if they don't want to hear it. Hehe.
The only downside is that I probably judge others now based on the credit card they use or if they use a debit card. I almost instantly can recognize what type of prime lending credit card they're using.
That feeling though, when someone recognizes or points out something about my AMEX PRG just makes me feel so good inside.
What is PRG? Program?
Exact same situation with me in college right now.
@ficobuilder923 wrote:What is PRG? Program?
Amex gold premier charge card, its in my signature
Haha same with me. Ever since finding this forum the info has helped me improve my credit situation and to be more financially responsible. I just want to help my family and friends as well. I bring up ithe topic of credit during random conversation sometimes. lol
90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex. My credit score is 814. Don't judge me .
LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles.
@Anonymous wrote:90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex. My credit score is 814. Don't judge me .
Why not get 1-15% off of everything you buy by using a credit card? Having a credit score of 814 is supposed to save you money. And you don't like free consumer protection on your purchases?
@Anonymous wrote:LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles.
I know! Are we or are they out of touch with reality?
same here.