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Contributor
Posts: 88
Registered: ‎02-22-2014

MyFICO has made me spread the word to others

[ Edited ]

I think I'm starting to get annoying with my friends.

 

I've been lurking the forums and occasionally posting since February and I cannot be happier about finding out about MyFICO. This board has taught me so much, now all my friends in college come to me for advice regarding credit cards. I often tell people alot of things about credit cards.. even if they don't want to hear it. Hehe. 

 

The only downside is that I probably judge others now based on the credit card they use or if they use a debit card. I almost instantly can recognize what type of prime lending credit card they're using. Smiley Happy

 

That feeling though, when someone recognizes or points out something about my AMEX PRG just makes me feel so good inside.



Last App: 7/1/2016
AMEX PLATINUM (NPSL) | AMEX EveryDay Preferred $25000 | Starwood Preferred Guest $6000 | Amex Everyday | Citi AAExecutive $13000 | Citi AA Plat $12500 | Citi Prestige $13000 | Citi Thank You Premier $4000 | DISCOVER IT $8000 | BOFA Cash Rewards Visa Signature $5000 | Alaska Personal & Biz | Amex Plat Biz | Amex Biz Gold
New Visitor
Posts: 5
Registered: ‎07-09-2014
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Re: MyFICO has made me spread the word to others

What is PRG?  Program?

Established Contributor
Posts: 783
Registered: ‎06-28-2014
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Re: MyFICO has made me spread the word to others

[ Edited ]

Exact same situation with me in college right now. Smiley Happy


NPSL...................$15,300................$12,500................$7500..................$6000...................$5000..................$5000..................

22 Year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Established Contributor
Posts: 783
Registered: ‎06-28-2014
0

Re: MyFICO has made me spread the word to others


ficobuilder923 wrote:

What is PRG?  Program?


Amex gold premier charge card, its in my signature


NPSL...................$15,300................$12,500................$7500..................$6000...................$5000..................$5000..................

22 Year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Frequent Contributor
Posts: 325
Registered: ‎07-08-2014
0

Re: MyFICO has made me spread the word to others

Haha same with me. Ever since finding this forum the info has helped me improve my credit situation and to be more financially responsible. I just want to help my family and friends as well. I bring up ithe topic of credit during random conversation sometimes. lol 


 
Established Member
Posts: 33
Registered: ‎09-30-2014

Re: MyFICO has made me spread the word to others

90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex.  My credit score is 814. Don't judge me Smiley Happy.

Valued Contributor
Posts: 1,252
Registered: ‎03-19-2015

Re: MyFICO has made me spread the word to others

LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles. 

| Gardening goal: Jun 2016 Baby Steps | Sep 2015 scores EQ 639 TU 678 EX 653 | In the garden since 7/24/15 | Util 21% |
Established Contributor
Posts: 851
Registered: ‎02-21-2015

Re: MyFICO has made me spread the word to others

[ Edited ]

bmedude wrote:

90% of my day to day transactions are made with a debit card. I only charge restaurants to my amex.  My credit score is 814. Don't judge me Smiley Happy.


Why not get 1-15% off of everything you buy by using a credit card?  Having a credit score of 814 is supposed to save you money.  And you don't like free consumer protection on your purchases?

Starting Scores 10/14 - TU 506(loan app), EX 520 (loan app)
Current Scores - 3/2/16 - EQ 725, TU 688, EX 681
My Wallet - Venture $23k, AMEX Delta SkyMiles - $15k, Chase United MileagePlus Visa - $6k, QS - $9.3k, Discover IT - $4.5k, Citi Double Cash - $2.9k, Amazon Visa - $1k, Camping World Visa - $1k, Sportsmans Guide Visa - $3k, Total Rewards Visa - $1.5k, Overstock.com - $5.2k, Amazon Store - $6k, Patelco LOC - $500

Valued Contributor
Posts: 1,900
Registered: ‎01-05-2010
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Re: MyFICO has made me spread the word to others


Vivacious10 wrote:

LOL I know the feeling but I try to hold my judgement bc I know there are countles numbers of people who have never even heard of these types of forums and don't have the knowledge that we have and yet they have amazing credit scores and credit profiles. 


 

I know! Are we or are they out of touch with reality? Smiley Surprised

 

Valued Contributor
Posts: 5,118
Registered: ‎08-18-2014
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Re: MyFICO has made me spread the word to others

same here.


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