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Random thoughts on buying a house alone

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hapagrrl
Regular Contributor

Random thoughts on buying a house alone

So I bought a house!! It's been a crazy 5 - 6 years getting my act together to pull this off, but I did it - yay! One thing I will note, though - now that I've moved in and am doing renovating (some of it I'm even doing myself), it sure makes me wish there was someone around - for general support things, like walking the dog  or getting food -- or getting the dog food, lol. OR, better yet, taking over the pulling out of old carpet nails that don't want to come out, or taking over painting the ceiling when I get a ripping pain in the shoulder (not lol, at that one, actually) Smiley Sad  

 

Anyway - if there's anyone out there who's in the same boat, contemplating buying a house that needs work on their own, to them I say: more power to ya! It will feel achy and stomach-growly from hunger while you're doing it (because you're "in the zone" and covered in drywall dust and just don't have time to clean up and go get foodI), but in the end, it's worth it: and it's YOURS. Smiley Happy

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Random thoughts on buying a house alone

Way to go!!!

Message 2 of 19
youdontkillmoney
Valued Contributor

Re: Random thoughts on buying a house alone

COngrats, the sweet taste of drywall, I mean victory!

Message 3 of 19
Anonymous
Not applicable

Re: Random thoughts on buying a house alone

Congrats.. Most people wish they were in your shoesSmiley Wink

Message 4 of 19
bdhu2001
Valued Contributor

Re: Random thoughts on buying a house alone

Congrats!

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


Take the myFICO Fitness Challenge
Message 5 of 19
hapagrrl
Regular Contributor

Re: Random thoughts on buying a house alone

Thank you, Everyone! 

 

@ Yes - oh, I  know - I feel very fortunate.  Right when I'm about to get depressed about still sleeping on the couch or not have my kitchen set up, I remind myself that I'm having FIRST WORLD problems. That stops the mental complaining real quick Smiley Wink

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 6 of 19
hapagrrl
Regular Contributor

Re: Random thoughts on buying a house alone

@ydkm --  When I saw this, I cracked up laughing! Can't tell you how many times I sanded dried mud with my mouth open and got a good taste of it - blech!  (which then made me wonder: why *on earth* is my mouth open so often?? LOL!) 

Starting Score, 2011: TU 635, EQ 637, EX/FAKO 538
2014 (mortgage broker pull): TU 670, EQ 669, EX 674
2017 FICO 8: TU 730, EQ 732, EX 738 - Finally made the 700 club!
2021 FICO 8: TU 693 EQ 705 EX 690
I only have four cards, so not worth showing. $15,600 total CL.
Message 7 of 19
Anonymous
Not applicable

Re: Random thoughts on buying a house alone

Congrats!

Message 8 of 19
Anonymous
Not applicable

Re: Random thoughts on buying a house alone

Congrats

Message 9 of 19
aquastell
New Contributor

Re: Random thoughts on buying a house alone

Yeah it has been a 5-6 uphill battle for me too, to get here.   I am house shopping alone right now too with my mortgage qualification in hand and the same thoughts cross my mind all the time.  I have a boyfriend and sometimes we are even in the same state at the same time, but I completely empathize with your thoughts.  I even have 2 dogs, so I completely get it lol.  little bit scared of racking up debt for appliances and furniture, too, so I will go for the thrift and resale variety for starters and try habitat resale shops for project materials.  Thanks so much for the encouraging words though.  It helps! 

Starting Score myFICO 6/20/14: 629 EX 644 EQ 642 TU 1/15/15 Score: 674 EX 674 EQ 671TU Goal Score: 700
1/16/15 TU Lender Pull 683! 2/7/15 BIG FAT ZEROES 4/5/15 680
7/16/15 EX 660 EQ 648 TU 681
Ch 13 BK 12/2009 discharged 1/13/15. No collections. No lates. 1/2014 CAP ONE 49/200/CLI to 550
2/2015: FINGERHUT ADVANTAGE $700, CAP ONE QUICKSILVER ONE $4000, BARCLAY REWARDS $1400 WALMART $800 DELL $2000 AMAZON $1100, EXXON $800, LOWE'S $900 EFCU $2000 ASHLEY $2000
Message 10 of 19
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