Posts: 8
Registered: ‎04-03-2010


I want to marry my partner of eight years. She owns her own home and has great credit. I on the other hand have a Chapter 7 discharged 12/20/05 and a Tax Lien filed 8/05, paid 8/9/10. We want to either buy a home together or she wants to put my name on her house. I don't want to tarnish her credit. Should I wait until 12/2015 when the baddies should drop off? Thanks in advance for any input.
Established Contributor
Posts: 640
Registered: ‎11-20-2012

Re: Remarry

It might be worthwhile to see about getting a consultation with a lawyer in your state, just so you know how any state-specific community property laws might affect your situation. You can usually get a cheap or free initial consult fairly easily.


What's the rationale behind putting your name on her home? Strictly speaking, marriage won't affect property owned prior to the marriage, nor will it impact your credit score on it's own. You could always get married and then work on the house situation after your credit improves.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+