My husband and I have filed for divorce, which will be finalized in February. We have about $15,000 in credit card debt, all of which have been closed by the creditors. My question is this: my husband signed up for all the cards, and added me as an authorized user. I did use these occasionally, but they were all in his name as the primary. Can I have these removed from my credit report? If I am successful, will it improve my score? I don't really have any credit of my own since I spent such a long time being married and he had everything in his name. However, now I'm discovering I have a really low score which I'm trying to improve.
Any advice is greatly appreciated!