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Wanna know how I saved $700 without even trying?

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Valued Contributor

Re: Wanna know how I saved $700 without even trying?

I smiled too!  Smiley Happy

Frequent Contributor

Re: Wanna know how I saved $700 without even trying?

2 weeks ago I cashed my jar out to 264 and I no where near saved all my change, im going to do it again this year and with all the change


Starting Score: 589 / TU: 600
Current Score: 696 / TU: 696
Goal Score: 700 / TU: 700


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Regular Contributor

Re: Wanna know how I saved $700 without even trying?

My mom uses one of those big plastic water jugs for her "jar".  One year she paid for a 7-day Alasken cruise with just that "jar" of change.  It's pretty amazing how quick it can add up. 


Starting Score: 7/12/11 TU 584 EQ 541
Current Score: 05/12 TU 688 TU (WM) 716 EQ 683
Goal Score: 720

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Valued Contributor

Re: Wanna know how I saved $700 without even trying?

This year I ran all my spending through credit cards to get the rewards, so I had no change....

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor

Re: Wanna know how I saved $700 without even trying?

p- I was like that...but  my food bill gets totally out of hand when I use a cc to pay for food.  So I have forced myself to use cash most of the time just for groceries.   Thus, the change.   Aug - Nov = $118+    Not bad!  Smiley Happy

 

I love the rewards on a cc.  I always pay my cc off each payday.  So some cycles it reports a balance and sometimes it doesn't.  Idon't worry about it.  

Valued Contributor

Re: Wanna know how I saved $700 without even trying?


IOBA wrote:

p- I was like that...but  my food bill gets totally out of hand when I use a cc to pay for food.  So I have forced myself to use cash most of the time just for groceries.   Thus, the change.   Aug - Nov = $118+    Not bad!  Smiley Happy

 

I love the rewards on a cc.  I always pay my cc off each payday.  So some cycles it reports a balance and sometimes it doesn't.  Idon't worry about it.  


I pay the card as I use it too...  I try to only charge what I have in my bank account to pay immediately.  It works out pretty well so far.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

New Member

Re: Wanna know how I saved $700 without even trying?

I have several "jars" or "piggybanks" that I throw coins in. I have a jar for pennies, a small piggy bank and two bigger ones. The piggy banks are for the grandbaby. I should count to to see how much...Probably enough to open her an account.


Starting Score: 666
Current Score: 666
Goal Score: 725


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Member

Re: Wanna know how I saved $700 without even trying?

i do the same thing.....i save all year and cash in my jar right before vacation time....past august i cashed in $220 and used it on vacation

Established Member

Re: Wanna know how I saved $700 without even trying?

I save money by having my tenants in my rental property deposit their rent directly into my savings account so I don't have to add to it from my cash! Which is about $2400/month, for a 2 unit building! (1200/unit). I think it's pretty smart!

In my wallet:
Chase Amazon Rewards Card ($12,500 Limit),
Miles by Discover Card ($20,000 Limit),
Citibank Diamond Preferred Card ($25,000 Limit),
Chase Freedom ($25,000 Limit),
Capital One Venture Rewards ($20,000 Limit),
People's United Bank MasterCard Rewards ($50,000 Limit).
American Express Platinum (~$50,000 Limit)
802 FICO Score
Valued Contributor

Re: Wanna know how I saved $700 without even trying?

We have a coin jar but it's not used because we do not use cash. 

 

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11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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