Credit Card Center Advertiser Disclosure

Reply
Valued Member
Posts: 48
Registered: ‎04-14-2017
0 Kudos

Re: When helping your family goes horribly wrong.


DaveInAZ wrote:

 

That's so sad when it's one or both of your parents that stick it to you. It's actually because of my fond memories of my parents that I've bailed my sister out over & over again over the years for thousands of dollars. My dad was very frugal and taught me well about personal responsibility & personal financial management. My sister is 9 years younger than I, my mother gave birth to her in her late 40s, so my sister was their "miracle child", the daughter they always wanted, so so they spoiled her rotten. Instead of teaching my sister personal responsibility my dad bailed her out with money over & over. So when he passed away in 1988 my sister decided i was his replacement.

 

My sister has been in a lesbian relationship for over 12 years, and I don't care for her partner at all. I don't care about the gay thing, I'm very socially liberal, between two consenting adults, you do your thing and I'll do mine. I don't like her because she's so pushy and is one of those people that has to use the "f-word" as a substitute for every possible verb, noun, adverb & adjective.

 

So they realized it was too easy for me to say No! to the partner, so it became always my sister who asked me for money. In addition to being terrible at managing money, my sister is also a world class procrastinator, she always waits until a day or two before disaster is about to strike. Several years the mortgage company was days away from for foreclosing, so could I possibly please wire them $3500 today? I'm always leary of being duped by them, I called the mortgage company to verify, and then wire transferred the $$$. A couple of years ago it was property taxes, they said the Sheriff was coming the next day to nail an auction notice on their door. Their county allows online access to property tax records, so I could see they hadn't paid property taxes in 3 years! Another couple grand to bring them current. I told them it was the absolute last time I would help them out, but I always say that.

 

Why do I do it? I think of my mom & dad, how kind, wonderful & supportive they were to me, and I just can't allow their only daughter to become homeless.


This may sound harsh, but I'm going to say it...your sister has a life partner to help her out financially.  She shouldn't have to rely on you.  If she were in a relationship with a man, you'd expect that man to support your sister, not see her struggle, so I don't see the difference just because her partner happens to be a woman.  Your sister is also GROWN.  She is not a child.  You acknowledge that she's a procrastinator but yet she continues to be "rewarded" (i.e.  you bail her out) for her bad behavior.  I can tell you're doing this out of love and responsibility, but how will she ever learn to be a self-sufficient adult if she knows she can just rely on you to take care of things for her.  She is making her lack of planning and emergency for YOU...that's not fair!    I'm not saying don't love your sister but I am saying that enabling her is not doing her any good.  I was in a situation (see my earlier post) and it involved my parents...my PARENTS...those folks who are supposed to have MY back...I got taken advantage of repeatedly and until I said NO, I'm sure that would still be going on.  Good luck to you and to your sister!  Things always have a way of working out.

 

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.