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10 Signs That You Are True MYFICO member

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eagle2013
Established Contributor

Re: 10 Signs That You Are True MYFICO member


@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

9.5. Knowing the difference between FICO score vs. FAKO score.

10. Knowing how awesome Yudeology101 is. Smiley Wink

 

::edited for typo::


Bwaahahahahahahhaha! Emphasis on the FORMER! Smiley Very Happy Smiley Very Happy

Message 21 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@eagle2013 wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

9.5. Knowing the difference between FICO score vs. FAKO score.

10. Knowing how awesome Yudeology101 is. Smiley Wink

 

::edited for typo::


Bwaahahahahahahhaha! Emphasis on the FORMERSmiley Very Happy Smiley Very Happy


You're a very smart member lol  I thought no one would notice! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 22 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@14Fiesta wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day. YES. YES. 1000 times YES.

2. You know MOST of the MODs by their names. Eh, I know Lexie, but other than that no.

3. You constantly check the replies to the thread that you've started. Yes, and also replies to questions asked in threads not started by me.

4. You know who the trolls / the smart members are. Still figuring this one out, but I am starting to take notice.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about. Yes and No.

6. Knowing all your FICO abbeviations. FICO, FAKO, TL, CL, CLI, YMMV, CLD, AA, AoA, AAoA, CC, CCC, DOFD, PFD, Util, Luv Button, BK, CK, CS. Did I miss any other common ones?

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas . I look at most, except the ones like Bankruptcy or Mortgage because there is nothing of value I could add to the conversation there, as I have no experience with those aspects of credit.

8. You get antsy when you don't get any replies or help on the thread that you've started. See #3

9. Knowing what SMH by Lexie mean. It means you need to stop apping NOW. Smiley Tongue

9.5. Knowing the difference between FICO score vs. FAKO score. FAKO is for entertainment purposes only, FICO is what most lenders use to evaluate your credit worthiness.

10. Knowing how awesome Yudeology101 is. Smiley Wink No comment. Just kidding, YES. Smiley Very Happy

 

::edited for typo::


 


You are indeed a TRUE myFICO smart member!  Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 23 of 29
coldnmn
Mega Contributor

Re: 10 Signs That You Are True MYFICO member

Smiley Sad Spending a sleepless night worrying because I can't log into my account!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 24 of 29
sunshine7157
Regular Contributor

Re: 10 Signs That You Are True MYFICO member


@coldnmn wrote:

Smiley Sad Spending a sleepless night worrying because I can't log into my account!


+1. I think I need help. Smiley Embarassed

Message 25 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@myjourney wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

9.5. Knowing the difference between FICO score vs. FAKO score.

10. Knowing how awesome Yudeology101 is. Smiley Wink

 

::edited for typo::


11. following Yude around to keep him from trolling but usually failing Smiley Tongue


LOL  I'm trolling hard and following the trolls are hard yea?

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 26 of 29
the_jan_b
Established Contributor

Re: 10 Signs That You Are True MYFICO member


@yudeology101 wrote:

@-Wade- wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

10. Knowing how silly Yudeology101 is. Smiley Wink


ok i corrected it Smiley Happy



Where's the luv button for this???  ^^^^  Smiley Very Happy

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 27 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@digitaldiva wrote:

@yudeology101 wrote:

@-Wade- wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

10. Knowing how HOT  Yudeology101 is. Smiley Wink


ok i corrected it Smiley Happy



Where's the luv button for this???  ^^^^  Smiley Very Happy


Here here!!! Press below~ Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 28 of 29
myjourney
Super Contributor

Re: 10 Signs That You Are True MYFICO member


@yudeology101 wrote:

@digitaldiva wrote:

@yudeology101 wrote:

@-Wade- wrote:

@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day.

2. You know MOST of the MODs by their names.

3. You constantly check the replies to the thread that you've started.

4. You know who the trolls / the smart members are.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about.

6. Knowing all your FICO abbeviations.

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas .

8. You get antsy when you don't get any replies or help on the thread that you've started.

9. Knowing what SMH by Lexie mean.

10. Knowing how HOT  Yudeology101 is. Smiley Wink


ok i corrected it Smiley Happy



Where's the luv button for this???  ^^^^  Smiley Very Happy


Here here!!! Press below~ Smiley Wink


Your fingers should be tired by now .....Get back to the garden Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 29 of 29
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