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10 Signs That You Are True MYFICO member

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yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@Shogun wrote:

#13

 

You're at a bar and see see a good looking woman sitting by herself.  You grab the seat next to her, order a Ficotini, and look at her and say... Hi, my name is Shogun, and I have a EQ Beacon 5.0 score of 821.   


What if you say Hi, my name is Shogun and I have a CK FAKO Vantage score of 721?  Wonder if you can get slapped for that...

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 11 of 29
credit-hunter
Frequent Contributor

Re: 10 Signs That You Are True MYFICO member

yude u might have to start a myfico addicts support group. we can have the meeting in the garden..Smiley Happy

Message 12 of 29
Shogun
Moderator Emeritus

Re: 10 Signs That You Are True MYFICO member

Beats the heck out of my other pickup line.  But this a family friendly forum, and I've been married for almost 23 years, so my line probably wouldn't work.  Smiley Wink

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 29
Shogun
Moderator Emeritus

Re: 10 Signs That You Are True MYFICO member

Hi there.. what's your sign?   Mine's AMEX..... 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 14 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@credit-hunter wrote:

yude u might have to start a myfico addicts support group. we can have the meeting in the garden..Smiley Happy


LOL I don't know.....i might get ALL of you guys in trouble in a short period of time.  I certainly don't wanna get banned Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 15 of 29
yudeology101
Senior Contributor

Re: 10 Signs That You Are True MYFICO member


@Gunnar419 wrote:

Yude, Yude, Yude! Do you work for the NSA??? Have you been spying on me and my computer habits????

 

If not, HOW DID YOU KNOW???

 

(I'm even going with the Yudeology is awsome point. Because if Big Brother is watching and he's called Yudeology, it's probably better to kiss his you know what than to get him on your bad side.)

 


LOL Yep this guy told me everything about your computer habits, waaay better than the NSA

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 16 of 29
14Fiesta
Established Contributor

Re: 10 Signs That You Are True MYFICO member


@yudeology101 wrote:

1. You obsessively go on MYFICO site more than 1 time a day. YES. YES. 1000 times YES.

2. You know MOST of the MODs by their names. Eh, I know Lexie, but other than that no.

3. You constantly check the replies to the thread that you've started. Yes, and also replies to questions asked in threads not started by me.

4. You know who the trolls / the smart members are. Still figuring this one out, but I am starting to take notice.

5. Your common words include "gardening" during your conversation about CCs between your friends and they have no clue what you're talking about. Yes and No.

6. Knowing all your FICO abbeviations. FICO, FAKO, TL, CL, CLI, YMMV, CLD, AA, AoA, AAoA, CC, CCC, DOFD, PFD, Util, Luv Button, BK, CK, CS. Did I miss any other common ones?

7. Surfing all throughout the different categories on the forum on your spare time, including Smorgas . I look at most, except the ones like Bankruptcy or Mortgage because there is nothing of value I could add to the conversation there, as I have no experience with those aspects of credit.

8. You get antsy when you don't get any replies or help on the thread that you've started. See #3

9. Knowing what SMH by Lexie mean. It means you need to stop apping NOW. Smiley Tongue

9.5. Knowing the difference between FICO score vs. FAKO score. FAKO is for entertainment purposes only, FICO is what most lenders use to evaluate your credit worthiness.

10. Knowing how awesome Yudeology101 is. Smiley Wink No comment. Just kidding, YES. Smiley Very Happy

 

::edited for typo::


 






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 17 of 29
creditFiend
Established Contributor

Re: 10 Signs That You Are True MYFICO member

Psycho about myFICO. That's me! LOL
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 18 of 29
Gunnar419
Valued Contributor

Re: 10 Signs That You Are True MYFICO member


@JaB8199 wrote:
Psycho about myFICO. That's me! LOL

Smiley LOL

 

MyFico should pay you to use that in an endorsement ad!

 

Message 19 of 29
creditFiend
Established Contributor

Re: 10 Signs That You Are True MYFICO member

LOL! Gotta love it!
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 20 of 29
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