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9/12 CK vs 9/12 myFICO

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OMW2_HighAcheiver
Established Contributor

9/12 CK vs 9/12 myFICO

TU score difference is amusing to say the least. My TU report seems to carry the most info among the 3. Is that the norm?

CK: TU 506
myFICO: TU 618

CK: EQ 554
myFICO: EQ 587




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1 REPLY 1
Anonymous
Not applicable

Re: 9/12 CK vs 9/12 myFICO

My CK scores used to be within about 5% of my actual FICO scores but recently they've been nowhere close. Like 100 pts. less than my FICO scores nowhere close. 

 

The only thing I can figure (in my case) is that the VantageScore model is super sensitive to new accounts/AAoA, since that's really the only change that would have dinged my score. My utilization drop should have outweighed this change by far though, so who knows. At this point I only care about my EQ report from CK, the service is worthless to me otherwise. 

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