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A Letter to the Bank

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Scamp
Valued Contributor

A Letter to the Bank

txjohn's cartoon thread reminded me of this funny which circulated a few years ago:

 

The following is an actual letter that was sent to a bank by a 96-year-old woman in the UK. The bank manager thought it amusing enough to have it published.

 

 

 To whom it may concern: I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber last month. By my calculations, three nanoseconds must have elapsed between his depositing the cheque and the arrival in my account of the funds needed to honour it. I refer, of course, to the automatic monthly transfer of funds from my modest savings account, an arrangement, which, I admit, has been in place for only thirty-one years. 

 

You are to be commended for seizing that brief window of opportunity, and also for debiting my account £40 by way of penalty for the inconvenience caused to the bank. 

 

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways.

 

 

I noticed that whereas I  personally attend to your telephone calls and letters, when I try to  contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity, which your bank has recently become. From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by cheque, addressed personally and confidentially to an employee at your bank whom you must nominate. Be aware that it is an offence under the Postal Act for any other person to open such an envelope. 

 

Please find attached an Application Contact Status form, which IRequire your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history, must be countersigned by a Notary Public; and the mandatory details of his/her financial situation (income, debts, assets  and liabilities) must be accompanied by documented proof. In due course, I will issue your employee with a PIN number, which, he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the sincerest form of flattery. 

 

Please allow me to level the playing field even further. When you call me, you will now have a menu of options on my new voice mail system to choose from. Please press the buttons as follows:

 

 

 1. To make an appointment to see me.

 2. To query a missing payment.

 3. To transfer the call to my living room in case I am there.

 4. To transfer the call to my bedroom in case I am sleeping.

 5. To transfer the call to my toilet in case I am attending to nature.

 6. To transfer the call to my mobile phone if I am not at home.

 7. To leave a message on my computer, a password to access my computeris required. Password will be communicated at a later date to the Authorized Contact.

 8. To return to the main menu and to listen to options 1 through 7.

 9. To make a general complaint or inquiry. 

 

The contact will then be put on hold, pending the attention of my automated answering service. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call. 

 

Regrettably, but again following your example, I must also levy an establishment fee of £40 to cover the setting up of this new arrangement. Please credit my account after each occasion. 

 

May I wish you a happy, if ever so slightly less prosperous, New Year. 

 

Your Humble Customer,

 

 

(edited to fix formatting)

Message Edited by Scamp on 08-21-2009 06:22 AM
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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Message 1 of 9
8 REPLIES 8
Established Contributor

Re: A Letter to the Bank

Scamp...this letter is just hilariousSmiley Very Happy

 

I almost choked on my coffee this morning while reading it.

 

Great post!

Message 2 of 9
LIGHTNIN
Senior Contributor

Re: A Letter to the Bank

Priceless.Smiley Tongue

 

Do you every wonder why older people have short fuses? 

It's because of the st*t like this bank was trying to do.Can you imagine being 96yrs old, and think of all the stuff she has put up with over the years.I have noticed my fuse getting shorter. But this lady is ingenious, with the way she express her feelings regarding the banks actions.I can only hope to be this spunky as I get older.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 3 of 9
Anonymous
Not applicable

Re: A Letter to the Bank

 

 

you rock !!!  I even read it a brithish tone to my husband .Smiley Very Happy

Message 4 of 9
Imhotrodcrazy
Valued Contributor

Re: A Letter to the Bank

I nominate this woman to be the new president of CHASE bank.  She has more sense at her age then they could ever hope to have. Smiley Happy
Message Edited by Imhotrodcrazy on 08-29-2009 05:49 PM
Message Edited by Imhotrodcrazy on 08-29-2009 05:52 PM
FICO 08
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EX 840 12/29/18
EQ 842 12/8/18
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Message 5 of 9
Established Contributor

Re: A Letter to the Bank


@Imhotrodcrazy wrote:
I nominate this man to be the new president of CHASE bank.  He has more sense at his age then they could ever hope to have. Smiley Happy

This letter was written by a 96 year old impressively smart woman!

 

 Nevertheless, your point is a good one!

Message 6 of 9
Imhotrodcrazy
Valued Contributor

Re: A Letter to the Bank


@plasticman wrote:

@Imhotrodcrazy wrote:
I nominate this man to be the new president of CHASE bank.  He has more sense at his age then they could ever hope to have. Smiley Happy

This letter was written by a 96 year old impressively smart woman!

 

 Nevertheless, your point is a good one!


 

 

 

ooopppsssss ,,,,  my BAD, I corrected my mistake. Give credit were credit is do. Guess I better get my glasses changed  Include me with the idiot bankers  lol
Message Edited by Imhotrodcrazy on 08-29-2009 05:51 PM
FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 7 of 9
Established Contributor

Re: A Letter to the Bank

LOLSmiley Very Happy

 

I make that sort of mistake myself way too often!Smiley Wink

Message 8 of 9
haulingthescoreup
Moderator Emerita

Re: A Letter to the Bank

I'm always amazed at how many members think I'm a guy. Smiley Sad
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 9
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