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@haulingthescoreup wrote:
@DI wrote:After 15 days, all $721.69 has been withdrawn out of my account by the bank.
I'm glad for your sake that they pulled it back out. It was bound to happen eventually, and it would have been a PITA to have to keep subtracting $721.69 from what the bank said was your balance just to reconcile your checkbook.
My mother once got her USAA checkbook balance off by 2 bucks or something, and she grimly kept tracking it for years and years. I think my father finally went nuts and made her match her balance to theirs. He just couldn't take it any more.
Yes, I was tired of having to keep subtracting what wasn't mines. I'm glad they finally withdrawn it. And they did it without any notice.
@DI wrote:
@haulingthescoreup wrote:
@DI wrote:After 15 days, all $721.69 has been withdrawn out of my account by the bank.
I'm glad for your sake that they pulled it back out. It was bound to happen eventually, and it would have been a PITA to have to keep subtracting $721.69 from what the bank said was your balance just to reconcile your checkbook.
My mother once got her USAA checkbook balance off by 2 bucks or something, and she grimly kept tracking it for years and years. I think my father finally went nuts and made her match her balance to theirs. He just couldn't take it any more.
Yes, I was tired of having to keep subtracting what wasn't mines. I'm glad they finally withdrawn it. And they did it without any notice.
Once some years back the bank that handles payroll for my employers accidentally ran the data twice, so I had extra money in my account for a few days. They warned us all not to spend the extra money because it would soon vanish when the correction went through. More recently I noticed on my bank account a mystery deposit of something like $7.75 followed a few minutes later by a subtraction of the same amount; presumably this was "fat fingers" by somebody at the bank.
I used to download all transaction activity and maintain my own spreadsheets of all my accounts; I even went to the trouble of reverse-engineering the rounding algorithm used for mortgage interest calculations because over several years the accumulated discrepancy between Excel's financial formulas and theirs was something like seven cents.
Lately I've become a tad less compulsive about double-checking every calculation down to the penny; now I just check bank websites a few times each week.
Reminds me of the story of Patrick Combs.
@MattH wrote:
I used to download all transaction activity and maintain my own spreadsheets of all my accounts; I even went to the trouble of reverse-engineering the rounding algorithm used for mortgage interest calculations because over several years the accumulated discrepancy between Excel's financial formulas and theirs was something like seven cents.
Lately I've become a tad less compulsive about double-checking every calculation down to the penny; now I just check bank websites a few times each week.
Back in the late 70's early 80's (before PCs and the Internet), there were always stories about bank employees taking the round off errors and moving the money into their accounts. I don't know if it was true or not but I do know that when I worked at the Naval Weapons Station in Corona, CA, the new payrol program was off by a few bucks which caused people to be paid a few days late and many to bounce checks they had written.
LOL back then my yearly salary was less the one of my CC CLs during my credit card reign of terror.
@haulingthescoreup wrote:
@DI wrote:After 15 days, all $721.69 has been withdrawn out of my account by the bank.
I'm glad for your sake that they pulled it back out. It was bound to happen eventually, and it would have been a PITA to have to keep subtracting $721.69 from what the bank said was your balance just to reconcile your checkbook.
My mother once got her USAA checkbook balance off by 2 bucks or something, and she grimly kept tracking it for years and years. I think my father finally went nuts and made her match her balance to theirs. He just couldn't take it any more.
LOL!
DW once spent the better part of a week tracking down a 1 penny discrepancy in the checking account. And after the glare I got at my recommend to just "adjust the ledger" I left her to it...she was obsessed those few days.....but dang, she found that penny!
txjohn