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Established Contributor
Posts: 578
Registered: ‎11-10-2012

Addict thread

I was looking for the recent thread about myfico.com addiction, but I don't remember which forum it's in.

 

It's past midnight here, and I have to wake up at 5am to get ready for a 12-hour shift. I can't seem to get myself off of my computer. I find myself searching for new topics that may pertain to my situation. I am sitting here thinking of new thread topics, even though for now, all my questions are answered. I keep checking SW for notifications. I even found myself looking through the auto loan forum, and I don't really have any business over there. I need help. Badly. But I guess this itch is better than an app itch. *sigh*


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Senior Contributor
Posts: 3,928
Registered: ‎10-26-2012

Re: Addict thread

Senior Contributor
Posts: 4,189
Registered: ‎03-24-2008

Re: Addict thread

Maybe this is the thread you are looking for......http://ficoforums.myfico.com/t5/SmorgasBoard/You-know-you-have-been-spending-too-long-on-myfico-when...

 

Also moving this thread to SmorgasBoard..........

because I believe it will get more views and replies there,then here in Rebuilding Your Credit.Smiley Wink

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Community Leader
Valued Contributor
Posts: 2,441
Registered: ‎11-29-2012

Re: Addict thread

There's also the bounce fix thread.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Contributor
Posts: 762
Registered: ‎04-26-2012

Re: Addict thread

Ravens fan-
Thanks fir the giggle. I can very much relate. I am done now..27 negatives removed thanks to MyFico.com LOVE YOU MYFICO!
If not for a few very talented members I would not be moving on to home buying but I keep lingering back to what I know "rebuilding your credit" I find the new area intimidating just like when I started. The whole idea of buying a house scares me to death.
I have taken 3 classes on the practice of buying but am still intimidated.. Any thoughts?
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
Posts: 578
Registered: ‎11-10-2012

Re: Addict thread

Thanks Lightnin!

Lasardo, I want to be where you are. I'm aiming for next May. Just hang in there. Buying a house is big. And I'm sure you'll be fine. You will always have the support of the awesome people on this forum. Good luck with everything! And congrats on your credit accomplishment!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Highlighted
Member
Posts: 900
Registered: ‎03-04-2013

Re: Addict thread

You make me feel better!  The night I dreamed abpout fixing my friend's credit (she make the most money, has the best credit, is the most responsible) was the night I realized I have a problem.  At least this won't make me fat?

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $11.5k, USBank Cash+ $7.5k, Citi Diamond $6.5k, Citi Double Cash $2.2k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 578
Registered: ‎11-10-2012

Re: Addict thread

Okay, now I know I need help. I'm on this frickin website while I'm on a date with my husband. We're playing billiards and I'm on here when it's his turn. Help!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008

Re: Addict thread


Ravensfan2001 wrote:
Okay, now I know I need help. I'm on this frickin website while I'm on a date with my husband. We're playing billiards and I'm on here when it's his turn. Help!

Lol!   I don't think there is a 12 step program,  Yet.

Super Contributor
Posts: 8,198
Registered: ‎03-25-2007

Re: Addict thread

I did write a 12 step program for Ficoholics, but it was so long ago it has been deleted from the history!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

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