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Established Contributor
Posts: 569
Registered: ‎11-10-2012

Addict thread

I was looking for the recent thread about myfico.com addiction, but I don't remember which forum it's in.

 

It's past midnight here, and I have to wake up at 5am to get ready for a 12-hour shift. I can't seem to get myself off of my computer. I find myself searching for new topics that may pertain to my situation. I am sitting here thinking of new thread topics, even though for now, all my questions are answered. I keep checking SW for notifications. I even found myself looking through the auto loan forum, and I don't really have any business over there. I need help. Badly. But I guess this itch is better than an app itch. *sigh*


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: Removing a $30 30-day late mark on my CR in November 2014 because I was too nice to a friend. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
Senior Contributor
Posts: 3,930
Registered: ‎10-26-2012

Re: Addict thread

Moderator
Posts: 4,189
Registered: ‎03-24-2008

Re: Addict thread

Maybe this is the thread you are looking for......http://ficoforums.myfico.com/t5/SmorgasBoard/You-know-you-have-been-spending-too-long-on-myfico-when...

 

Also moving this thread to SmorgasBoard..........

because I believe it will get more views and replies there,then here in Rebuilding Your Credit.:smileywink:

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Community Leader
Valued Contributor
Posts: 2,397
Registered: ‎11-29-2012

Re: Addict thread

There's also the bounce fix thread.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Contributor
Posts: 754
Registered: ‎04-26-2012

Re: Addict thread

Ravens fan-
Thanks fir the giggle. I can very much relate. I am done now..27 negatives removed thanks to MyFico.com LOVE YOU MYFICO!
If not for a few very talented members I would not be moving on to home buying but I keep lingering back to what I know "rebuilding your credit" I find the new area intimidating just like when I started. The whole idea of buying a house scares me to death.
I have taken 3 classes on the practice of buying but am still intimidated.. Any thoughts?
CS 728- 01/13 from 554-12/11
Goal: 800
Established Contributor
Posts: 569
Registered: ‎11-10-2012

Re: Addict thread

Thanks Lightnin!

Lasardo, I want to be where you are. I'm aiming for next May. Just hang in there. Buying a house is big. And I'm sure you'll be fine. You will always have the support of the awesome people on this forum. Good luck with everything! And congrats on your credit accomplishment!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: Removing a $30 30-day late mark on my CR in November 2014 because I was too nice to a friend. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
Established Contributor
Posts: 842
Registered: ‎03-04-2013

Re: Addict thread

You make me feel better!  The night I dreamed abpout fixing my friend's credit (she make the most money, has the best credit, is the most responsible) was the night I realized I have a problem.  At least this won't make me fat?



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Established Contributor
Posts: 569
Registered: ‎11-10-2012

Re: Addict thread

Okay, now I know I need help. I'm on this frickin website while I'm on a date with my husband. We're playing billiards and I'm on here when it's his turn. Help!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: Removing a $30 30-day late mark on my CR in November 2014 because I was too nice to a friend. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
Moderator
Posts: 22,406
Registered: ‎01-17-2008

Re: Addict thread


Ravensfan2001 wrote:
Okay, now I know I need help. I'm on this frickin website while I'm on a date with my husband. We're playing billiards and I'm on here when it's his turn. Help!

Lol!   I don't think there is a 12 step program,  Yet.

Super Contributor
Posts: 8,172
Registered: ‎03-25-2007

Re: Addict thread

I did write a 12 step program for Ficoholics, but it was so long ago it has been deleted from the history!

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

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