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Valued Contributor
Posts: 2,035
Registered: ‎02-05-2016

Re: Advice on new Discover Card design


ABCD2199 wrote:

Ah, I found this older link from 2016 but no comments beyond the OP.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Secured-Discover-IT-Chrome-convert-for-5/td-p/4548911

 

Edit also this: http://ficoforums.myfico.com/t5/Credit-Cards/Discover-Secured-Conversion/td-p/4506149

 

I have to call Discover in May to max out my secured deposit so I will just request a conversion then and see what they say.


If they give you a hard time about the change you just mention my name. It won't help but you can mention it anyway. 


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Established Contributor
Posts: 1,656
Registered: ‎03-28-2017

Re: Advice on new Discover Card design

LOL!  I may try that...

 

What's really frustrating is I just literally spent $6000 this weekend on a home improvement store (paid using debit).  This month's 5% cash back promo is on...home improvement stores.

 

Wouldn't matter, though, because they cap the secured line at $2500.  Still that's a huge amount of free cash to leave on the table.

New Contributor
Posts: 55
Registered: ‎03-15-2017

Re: Advice on new Discover Card design

Wishing you luck ABC! I'm not sure if they will still match the cash back earned for a total of 10% (though that would be incredible). I didn't think to ask when I made he change :/

May 2017 Starting Scores: TU 720, EX 704, EQ 707
July 2017 Current Scores: TU 719, EX 726, EQ 723
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Established Contributor
Posts: 1,656
Registered: ‎03-28-2017

Re: Advice on new Discover Card design

It's not a huge concern since I am not OCD about tracking the bonus cash back and I've read some horror stories about it being difficult to guarantee you get the match anyway.  I'm not going to plow through additional tracking spreadsheets unless it was a huge bonus that's easy to monitor.  These small charges add up over time but my time is worth more than a few bucks.  Just thankful they even provided a secured rewards program when so many others don't.

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Valued Member
Posts: 36
Registered: ‎02-23-2017

e secured dRe: Advice on new Discover Card design

I have secured discover card. Can I request design change ?

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