@Anonymous wrote:
Well fair enough! Seems like a huge waste of time to me though, just to save a few seconds at the checkout.
It's not just to save a few seconds at the checkout. When your cards go spilling all over the floor it's very embarassing. If the chipped card companies would give me a 3rd hand along with my new card it would be fine with me. It takes me 2 hands to hold onto this monster wallet and keep the cards inside... I'm sure you can understand how I'd like to put it safely away rather than waiting/juggling for 30-60 seconds on the cashier to press buttons before I can do so. Now I have to try to plan ahead and put just the one card in my front pocket that I'm planning on using at that store (plus a backup if I get a fraud alert) but I don't always think of that when I'm in the car. I'm sure I'll get better about that over time. Things were much simpler before, for me. If it doesn't affect someone else, that's great for them.
Back before EMVs I could have bought myself a cheap card writer and some 4-sided card blanks and gotten rid of most of these. I was always planning on doing just that. Alas, all my hopes were destroyed after the blasted chips came out. I know some of the electronic card companies are supposedly coming out with a chip option but I'm not sure how that could possibly work? Either way, I'm not paying a $9.95 monthly fee to a service just to clone my cards. It isn't quite worth that.
@core wrote:
@Anonymous wrote:
Well fair enough! Seems like a huge waste of time to me though, just to save a few seconds at the checkout.It's not just to save a few seconds at the checkout. When your cards go spilling all over the floor it's very embarassing. If the chipped card companies would give me a 3rd hand along with my new card it would be fine with me. It takes me 2 hands to hold onto this monster wallet and keep the cards inside... I'm sure you can understand how I'd like to put it safely away rather than waiting/juggling for 30-60 seconds on the cashier to press buttons before I can do so. Now I have to try to plan ahead and put just the one card in my front pocket that I'm planning on using at that store (plus a backup if I get a fraud alert) but I don't always think of that when I'm in the car. I'm sure I'll get better about that over time. Things were much simpler before, for me. If it doesn't affect someone else, that's great for them.
Back before EMVs I could have bought myself a cheap card writer and some 4-sided card blanks and gotten rid of most of these. I was always planning on doing just that. Alas, all my hopes were destroyed after the blasted chips came out. I know some of the electronic card companies are supposedly coming out with a chip option but I'm not sure how that could possibly work? Either way, I'm not paying a $9.95 monthly fee to a service just to clone my cards. It isn't quite worth that.
Do you use all of those cards on a regular basis? Maybe separate wallets would work well but I'm not sure how you'd categorize the cards that should go into each.
@core wrote:
@Anonymous wrote:
Well fair enough! Seems like a huge waste of time to me though, just to save a few seconds at the checkout.It's not just to save a few seconds at the checkout. When your cards go spilling all over the floor it's very embarassing. If the chipped card companies would give me a 3rd hand along with my new card it would be fine with me. It takes me 2 hands to hold onto this monster wallet and keep the cards inside... I'm sure you can understand how I'd like to put it safely away rather than waiting/juggling for 30-60 seconds on the cashier to press buttons before I can do so. Now I have to try to plan ahead and put just the one card in my front pocket that I'm planning on using at that store (plus a backup if I get a fraud alert) but I don't always think of that when I'm in the car. I'm sure I'll get better about that over time. Things were much simpler before, for me. If it doesn't affect someone else, that's great for them.
Back before EMVs I could have bought myself a cheap card writer and some 4-sided card blanks and gotten rid of most of these. I was always planning on doing just that. Alas, all my hopes were destroyed after the blasted chips came out. I know some of the electronic card companies are supposedly coming out with a chip option but I'm not sure how that could possibly work? Either way, I'm not paying a $9.95 monthly fee to a service just to clone my cards. It isn't quite worth that.
Bustin' loose 
@core wrote:
@Anonymous wrote:
Well fair enough! Seems like a huge waste of time to me though, just to save a few seconds at the checkout.It's not just to save a few seconds at the checkout. When your cards go spilling all over the floor it's very embarassing. If the chipped card companies would give me a 3rd hand along with my new card it would be fine with me. It takes me 2 hands to hold onto this monster wallet and keep the cards inside... I'm sure you can understand how I'd like to put it safely away rather than waiting/juggling for 30-60 seconds on the cashier to press buttons before I can do so. Now I have to try to plan ahead and put just the one card in my front pocket that I'm planning on using at that store (plus a backup if I get a fraud alert) but I don't always think of that when I'm in the car. I'm sure I'll get better about that over time. Things were much simpler before, for me. If it doesn't affect someone else, that's great for them.
Back before EMVs I could have bought myself a cheap card writer and some 4-sided card blanks and gotten rid of most of these. I was always planning on doing just that. Alas, all my hopes were destroyed after the blasted chips came out. I know some of the electronic card companies are supposedly coming out with a chip option but I'm not sure how that could possibly work? Either way, I'm not paying a $9.95 monthly fee to a service just to clone my cards. It isn't quite worth that.
How and why do you have that many cards is more to the question!?
@Anonymous wrote:
How and why do you have that many cards is more to the question!?
Chasing points, of course. Like many folks here do... it's not all that unusual. I go out of my way to get 5% cash back on nearly everything I spend. And if I have to charge something more than a couple times that doesn't get 5%, then I find a card/method that will get me it, and write that card down for the next app spree. 
Walmart and my electric bill are the only expenses left to conquer.
It would be much more convenient to only leave home with the cards I need for the planned stops, but living 40 miles away from the nearest town it's not like I can run home to grab other cards if I think of somewhere else I need to stop. Pretty much I gotta have everything with me.
Of course there are some duplicates...
- Fidelity Amex I had first but acceptance isn't great, so have to carry Citi DC just in case. Don't want to SD the Fido Amex after they were nice enough to give me the card after I was blacklisted for quite some time. Just getting 2% rather than 5% on the odd $3 thrift store purchase is OK with me.
- Fort Knox makes the Penfed card pointless. But I went through a LOT of trouble to get the Penfed card so I didn't want to SD it after I was approved for Fort Knox.
So yeah I could pare down by a few cards if I absolutely had to. But most of them are absolutely essential to carry. The ones I only use online, I keep those in a box at home and keep the card numbers in a text file for easy use so I'm not carrying them around. I do at least try to stay light.
@core wrote:
Is that photo for real? Where do you put it while walking?
If you really are going around with all of them, you might want to get something like this: http://wocketwallet.com/. No EMV support, tho.
Funny thing is I was at the grocery store sometime last week and swiped my CSP card to pay and the damn reader couldnt read my card. Had to use the Amex ED instead. I thought perhap the fact that it was metal had something to do with it...who knows. The card has worked everywhere else though.
