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Someone tried to use the credentials for my Amex EveryDay card to make two charges. The first went through for $2, the second for over $200 was declined. It looks like both charges were made in SC, I live in CA. I received a push notification for the first charge and simultaneously Amex's fraud department called my cell phone.
True Story.
Amazing how quick most lenders can catch fraud these days. Will have a new card by tuesday I am guessing
@CreditCuriousity wrote:Amazing how quick most lenders can catch fraud these days. Will have a new card by tuesday I am guessing
not sure, I don't use the card much so they can take their time.
I've heard the first charge which is usually $1.00-$2.00 is to test if it will go through
Followed by a bigger charge
@myjourney wrote:I've heard the first charge which is usually $1.00-$2.00 is to test if it will go through
Followed by a bigger charge
That makes sense, I figured thats what it was for.
@-Cal- wrote:Someone tried to use the credentials for my Amex EveryDay card to make two charges. The first went through for $2, the second for over $200 was declined. It looks like both charges were made in SC, I live in CA. I received a push notification for the first charge and simultaneously Amex's fraud department called my cell phone.
True Story.
Good job on the part of Amex. The $2 charge was a test..
@-Cal- wrote:Someone tried to use the credentials for my Amex EveryDay card to make two charges. The first went through for $2, the second for over $200 was declined. It looks like both charges were made in SC, I live in CA. I received a push notification for the first charge and simultaneously Amex's fraud department called my cell phone.
True Story.
That happened to me at Christmas. I was on a plane when it happened. Landed to multiple texts and voicemails from US Bank. I was walking thru the airport, cell phone battery dying, charger in my checked bag, trying to deal with it. Someone tried to buy a cell phone in Chicago. US Bank had my new card to where I was staying.
The very next day, someone used my Southwest card in California. Chase didn't get that card to me until I was back home.
It sucks when it happens, but amazing how quickly it's caught anymore.
A while ago, I received a text message from AmEx for an Apple Store purchase I didn't make. My first call to AmEx resulted in a CSR who couldn't see the pending transaction (despite it appearing on my end when logged into their website), followed by a claim that I received some sort of "phishing" text message. I HUCA and got a different person who was able to cancel the card and send me another one but it still left a pretty bad taste in my mouth.
Fortunately I haven't had any further fraud on my AmEx cards and that might have been a one-time screwup on their part, but I hope not to have to test them again.
Sorry that this happened to you, but I am glad that it was caught so quickly!
@-Cal- wrote:Someone tried to use the credentials for my Amex EveryDay card to make two charges. The first went through for $2, the second for over $200 was declined. It looks like both charges were made in SC, I live in CA. I received a push notification for the first charge and simultaneously Amex's fraud department called my cell phone.
True Story.