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Anybody with a boatload of CC's?

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Josh2942
Established Contributor

Anybody with a boatload of CC's?

I have 20 TL and I think it's to much and have already prepared a couple for the chop and block. My AMEX green, Gold if not PC'd to BCE which it most likely will, my Target Red Card, AE card, WF college visa if they don't get to it with a CLI. So about 5 cards which would reduce my amount of cards to 15. The good thing is they have low CL so they won't affect my utilization. How many do you have and do you have any on the chopping block?
Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 1 of 13
12 REPLIES 12
B335is
Moderator Emeritus

Re: Anybody with a boatload of CC's?

With my recent app o rama, I think im at 34. I havent updated the spreadsheet yet Smiley Happy

Chopping block this year:
Amex Delta Gold (April)
United Mileage Plus Explorer (August)
CSP (November)
Sportsmans Guide (TBD)
Mypoints (TBD)
Message 2 of 13
Creditaddict
Legendary Contributor

Re: Anybody with a boatload of CC's?

Me Smiley Happy

Message 3 of 13
sandman2435
Established Contributor

Re: Anybody with a boatload of CC's?

I have 74, 64 personel, 10 Business

Message 4 of 13
Josh2942
Established Contributor

Re: Anybody with a boatload of CC's?

Damn! That's a lot. What's your annual income though
Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 5 of 13
sandman2435
Established Contributor

Re: Anybody with a boatload of CC's?


@Josh2942 wrote:
Damn! That's a lot. What's your annual income though

160K, I have less than 1% Util.always pay in full

Message 6 of 13
BigBS
Senior Contributor

Re: Anybody with a boatload of CC's?

I don't feel bad then.  I have 14 TLs (only 13 that report).

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 7 of 13
Crisis
Established Contributor

Re: Anybody with a boatload of CC's?


@sandman2435 wrote:

I have 74, 64 personel, 10 Business


Holy crap!  I didn't know there were that many cards.  How do you carry them?

In the garden until debt is paid off and scores are up!
Message 8 of 13
Josh2942
Established Contributor

Re: Anybody with a boatload of CC's?

Hopefully not all in his wallet! Hahaha
Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 9 of 13
eagle2013
Established Contributor

Re: Anybody with a boatload of CC's?


@Josh2942 wrote:
I have 20 TL and I think it's to much and have already prepared a couple for the chop and block. My AMEX green, Gold if not PC'd to BCE which it most likely will, my Target Red Card, AE card, WF college visa if they don't get to it with a CLI. So about 5 cards which would reduce my amount of cards to 15. The good thing is they have low CL so they won't affect my utilization. How many do you have and do you have any on the chopping block?

I have 7 personal, 2 store and 2 AU. Even all of that is too much for me!

Message 10 of 13
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