Hi so i just applied online for the Barclay card financing and got denied. Here's my info I'm a college student, make $12,000. Have a cap 1 journey (500 CL) and Amazon Store card (700). Both had balances that I just paid down to $90 each. I just paid them down today I know they take a day to post then a month or so to reflect on your. Score. I pulled my transU as that's the one I think Barclay pulls and it was 622 Saturday and today it was 650. I was looking to make a 2000 puchase. It's late so I can't call recon tomorrow.. Any advice? Think ill get approved with recon? Help!