I am just curious to see how many people prefer a $0 deductible for auto insurance (Higher cost overall) or a $500 deductible?
I personally have $0 comp and $500 collision. My thinking is that I would hate to pay for something that I have no control over (comp damage), and if I'm ever the cause of an accident, I'll just have to bit the bullet. That's what savings is for.
If you want to save have liability limits of 100/300 for 6 months and rates are much better after that. Even if you have the minimum and increase to 25/50 liability it will help make you seem less risky to carriers. Hope this info helps someone.
Never knew that! So, have 100/300 for 6 months, and then lower it to the 25/50 for maximum price efficiency?