12-12-2012 10:00 AM
I have been banking with Citizens Bank for the past 4 years now. I had a problem with a overdraft at HSBC, which placed me in the Chexsystem. Citizens Bank opened up my checking and saving account with no problem. However, I suffer from Bi-Polar, and when I was manic, I did a few crazy things one night because I couldn't sleep. To make a long story short, I tried to open a bank account online... to see if I was indeed still in the Chexsystem.... then another, and another. Well, now, I have an account with Bank of America, Citizens Bank, and my local credit union. Oh, and my student bank account. I don't know what to do!!!!!! Advice is greatly needed.
I forgot to add, I don't have a BOA in my town, if I don't do online banking... I have to drive 25miles to the closest Bank.
12-12-2012 10:20 AM
What do you want advice with?
If you have all the bank accounts open, keep them open if they are "free". Make sure you understand the rules for each account.
I have multiple accounts (military - we move around alot and had to open new ones when we moved - kept them open - this was before online banking, etc). I just make small deposits into them (either transfer online or in person or through paypal) and keep them active.