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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Best high yield savings?

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‎10-06-2012 11:00 PM

I am looking for the best place to put short term cash. No strings attached like direct deposit ect.

 

Thanks for your help.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Best high yield savings?

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‎10-07-2012 05:12 AM

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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jsucool76
Posts: 2,737
Registered: ‎12-11-2011

Re: Best high yield savings?

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‎10-07-2012 08:26 AM

I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Best high yield savings?

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‎10-07-2012 10:04 AM

creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...

What bank for 1% on 10k?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Message 4 of 25 (719 Views)
 
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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Best high yield savings?

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‎10-07-2012 10:05 AM

jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

Thanks, I'll look into it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Message 5 of 25 (718 Views)
 
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Valued Member
Lzzybeth
Posts: 47
Registered: ‎03-13-2008

Re: Best high yield savings?

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‎10-07-2012 06:29 PM

jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

 

I have an Ally Bank account too, it's where I've stashed my emergency fund. It's great! The ease of setup and the customer service are top notch.

Starting Score: Jan 2012: EQ - 624
Current Score: Mar 2013: EQ - 687
Goal Score: Across the Board: 720
Take the FICO Fitness Challenge
Silver Spade Garden Club Member
GC Challenge: App Free Since 12/28/2012 and No Apps Until 10/2013
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Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: Best high yield savings?

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‎10-07-2012 06:37 PM

I have a savings account at Barclay bank. 1% interest Rate


Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

Message 7 of 25 (684 Views)
 
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Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Best high yield savings?

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‎10-08-2012 03:11 AM

Dustink wrote:
creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...

What bank for 1% on 10k?

 

citizens bank. its a money market plus account. 

 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Message 8 of 25 (660 Views)
 
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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Best high yield savings?

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‎10-08-2012 11:36 PM

citizens bank. its a money market plus account. 

 

ZIP Code is out of our business area - Please try again

 

Bummer

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Message 9 of 25 (644 Views)
 
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Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Best high yield savings?

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‎10-09-2012 10:19 AM

Dustink wrote:

citizens bank. its a money market plus account. 

 

ZIP Code is out of our business area - Please try again

 

Bummer

 

ouch. where are you located? usually if you put down 10k in a mm. its not something light. 

i would google around or just go to a bunch of websites of banks around your area. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Message 10 of 25 (634 Views)
 
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