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Best high yield savings?

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Dustink
Valued Contributor

Best high yield savings?

I am looking for the best place to put short term cash. No strings attached like direct deposit ect.

 

Thanks for your help.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 1 of 25
24 REPLIES 24
creditnocash
Valued Contributor

Re: Best high yield savings?

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 25
jsucool76
Super Contributor

Re: Best high yield savings?

I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.
Message 3 of 25
Dustink
Valued Contributor

Re: Best high yield savings?


@creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 25
Dustink
Valued Contributor

Re: Best high yield savings?


@jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

Thanks, I'll look into it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 25
Lzzybeth
New Contributor

Re: Best high yield savings?


@jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

 

I have an Ally Bank account too, it's where I've stashed my emergency fund. It's great! The ease of setup and the customer service are top notch.



Garden Club Challenge: App Free Since 5/01/2021 and
No Apps Until 6/15/2022
Message 6 of 25
EandK23
Regular Contributor

Re: Best high yield savings?

I have a savings account at Barclay bank. 1% interest Rate

Message 7 of 25
creditnocash
Valued Contributor

Re: Best high yield savings?


@Dustink wrote:

@creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 


citizens bank. its a money market plus account. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 8 of 25
Dustink
Valued Contributor

Re: Best high yield savings?



citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 9 of 25
creditnocash
Valued Contributor

Re: Best high yield savings?


@Dustink wrote:


citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 


ouch. where are you located? usually if you put down 10k in a mm. its not something light. 

i would google around or just go to a bunch of websites of banks around your area. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 10 of 25
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