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Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Best high yield savings?

I am looking for the best place to put short term cash. No strings attached like direct deposit ect.

 

Thanks for your help.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 2,201
Registered: ‎07-23-2012

Re: Best high yield savings?

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...

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Valued Contributor
jsucool76
Posts: 2,829
Registered: ‎12-11-2011

Re: Best high yield savings?

I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.
Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Best high yield savings?


creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Best high yield savings?


jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

Thanks, I'll look into it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
New Contributor
Lzzybeth
Posts: 50
Registered: ‎03-13-2008

Re: Best high yield savings?


jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

 

I have an Ally Bank account too, it's where I've stashed my emergency fund. It's great! The ease of setup and the customer service are top notch.


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Regular Contributor
EandK23
Posts: 178
Registered: ‎09-12-2012

Re: Best high yield savings?

I have a savings account at Barclay bank. 1% interest Rate

Valued Contributor
creditnocash
Posts: 2,201
Registered: ‎07-23-2012

Re: Best high yield savings?


Dustink wrote:

creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 


citizens bank. its a money market plus account. 

 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Best high yield savings?



citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 2,201
Registered: ‎07-23-2012

Re: Best high yield savings?


Dustink wrote:


citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 


ouch. where are you located? usually if you put down 10k in a mm. its not something light. 

i would google around or just go to a bunch of websites of banks around your area. 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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