Probably many experts on here on this topic, but I recently forced all three to use my full name including middle name, the way it was shown on my original SS card which I still have. I had to send DL, SS, current utility bill to prove it was me, but only the SS name had the correct name on it. Everything else was some modified name like nickname or with or without middle initial. I did the same thing with addresses. All three CRAs did what I told them to do.
Current Scores:
MyFico 9/30 EQ 748, TU 702, EXP 685
EQ neg-0, TU neg 60 day late 1 time, EX 3 CA from 2008
MyFico 10/1 EQ 748, TU 699, EXP 685
Applied for two credit cards and car loan, 2 HP dropped the score
