Reply
Valued Member
maggie88
Posts: 47
Registered: ‎04-04-2008

Credit -Loans-and other

, I like to say be wary of going into jewlery stores this time of year. My husband decided to surprise me with a ring and he chose a reasonable priced one, $500.00. Yet he did not know my ring size. He brought me into the store to fitted. ( this is the wrong thing to do guys) When he did, the owner of the store, said oh she deserves better, and we all know where this goes. They checked his credit and because it was so good, decided that he deserves a set costing $2,500.  When I found this out I was really ticked off.   I went back to the store and  returned the rings and got the $500.00 one instead.  I don't like that when they push more than the budget  can afford. My husband was shocked, but was glad.

 

So be careful with pushy sales girls who want to make commissions off you by  pushing more expensive things your way and more than what you can really afford. It may look sweet then. But the bill isn't sweet, especially when the GEMB company charges 29.99% interest.

Valued Contributor
IOBA
Posts: 2,691
Registered: ‎08-13-2009

Re: Credit -Loans-and other

+1

 

-- good advice!

Established Contributor
TheCreditKid
Posts: 626
Registered: ‎08-14-2010

Re: Credit -Loans-and other

Great advice!

 

Don't go over your budget!

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008

Re: Credit -Loans-and other


maggie88 wrote:

 

I went back to the store and  returned the rings and got the $500.00 one instead.  I don't like that when they push more than the budget  can afford. My husband was shocked, but was glad.

 


Excellent advice, and thank you for sharing the story!

 

I'll bet your husband was more than glad. I'll bet he was very heartened that you truly loved and valued the gift that he picked for you. Good for you! :smileyhappy:

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}