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Happy Friday!
I wanted to share my Credit Wish List, and see what yours is like. Currently I'm sort of sitting on the fence, leaning toward gardening but nothing official... Added a bunch of new accounts so AAoA sucks and inquiries are getting up there.
Credit Wish List
1. Amex Zync (when it comes back!)
2. Walmart Discover (FICO!)
I've already been declined recently by both Amex and WM/GE so I figured I'd grow my babies for a while and app again once my scores are in the mid-high 700's.
Currents:
TU FICO 697
AAoA = 0.2 of a year!
My Credit Wish List is:
AMEX BCE
AMEX SPG
AMEX Delta Gold
Chase Southwest
Chase Sapphire Preferred
Chase Disney
Pottery Barn Kids
Barclay Apple (If I decide to make a Macbook my next laptop)
As in my sig:
Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again
Chase Freedom: Really not excited about rotating cards, but makes sense to go with my CSP
Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.
TD and Wells Fargo: 6 months each of uncapped 5% for manufactured spend.
Edit: OK, Freedom isn't in my sig!
Here's mine (not in any particular order). I guess it's something to aim for a few months down the road.
@longtimelurker wrote:As in my sig:
Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again
Chase Freedom: Really not excited about rotating cards, but makes sense to go with my CSP
Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.
TD and Wells Fargo: 6 months each of uncapped 5% for manufactured spend.
Lol
That's some list all have a purpose I really like the highlighted one's
It's a long, longggg list...i know :X even I'M a little embarrassed over it! it's in order and i'm constantly rearranging, adding, or deleting it on my google drive account...
Cash+
Forward
Walmart/Walmart Discover
Better Balance Rewards
Fidelity AMEX
BCP
Sallie Mae
Fort Knox
Ink Bold
Upromise
Discover IT
Dividend
Huntington Voice
Chase Marriott/Or Ritz (for gold status)
Chase Hyatt
Chase IHG
I want those free nights! However i'm gardening, so it'll be awhile.
What I'm leaning towards in Dec:
Changing my slate into a freedom (if possible)
Adding csp at that point
Any amex (need it for work) bce/p would be nice
Also like to add boa to my portfolio (not sure what card)
Since I was accepted to dcu today I might look at what they have
Lastly been thinking about us bank as they are local
Just a couple, my aaoa is going to hate me
JP
I have an few in mind that i may want to try and apply for next summer sometime.
1. Cap One Quicksilver- i will take the 1.5% flat rate on everything.
2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.
3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.