Posts: 6,429
Registered: ‎01-15-2009

Re: Credit Wish List

PenFed Auto Loan eventually
Sallie Mae?
Fidelity Amex?
NCFU Accounts
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:779(12/25) - EQ04:770(10/31) - EQ08:784(12/26) - TU08:800(12/27)
Goal Score: 800+
Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013

Re: Credit Wish List

Chase United MileagePlus Explorer


Auto loan with USAA or NFCU

NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Senior Contributor
Posts: 3,138
Registered: ‎11-13-2012

Re: Credit Wish List

I went a bit crazy in December 12 / January  -  May 13 ..from 2 cards to 8 cards or from 8,5K available credit to 73,5K available nothing to do but strong gardening for the moment and try to keep my scores 


Goal card in 2014 (1st card on wishlist):


  • CSP




  • Sallie Mae
  • US Bank Cash +
  • US Airways (only for sign up bonus)
  • SPG
  • Blue Sky

or any new interesting card coming on the market...LOL


FICO® EQ 795 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3

Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *
Senior Contributor
Posts: 4,652
Registered: ‎06-21-2012

Re: Credit Wish List

I only have two:


  • Amex PRG
  • Amex Delta Platinum

Eventually I'll get there!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Valued Contributor
Posts: 1,351
Registered: ‎08-30-2011

Re: Credit Wish List

[ Edited ]

While I like the selection I have, and the cards listed in my signature (plus a few others such as Wells Fargo and 1st Command) serve a purpose...and while I do have this lust thing going on for a Cap One Quicksilver (don't ask me why -- just do)...


I'd PC all of my cards...every one of them....well not all, I'd keep my Unicorn....for a Palladium I think the Palladium is singularly the very best card out there.



Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 799 EQ = 812 TU = 811 - 11/2014
Senior Contributor
Posts: 3,439
Registered: ‎11-30-2007

Re: Credit Wish List

POTTERY BARN, yes Please!  So far, denial.  Approved for everything else on my current wish list.


What's it take to get a PB Card?  Maybe it's the Gods saving me from myself, lol!



Frequent Contributor
Posts: 367
Registered: ‎09-18-2013

Re: Credit Wish List

A true chip and pin card. Haven't decided which one yet but need no FTF, no annual fee one. SDCU? And another MC with no annual fee and chip.

Frequent Contributor
Posts: 315
Registered: ‎10-04-2013

Re: Credit Wish List

I want


1. Chase Freedom

2. American Express Green


Once I acquire these two cards I am done with applying for any more Credit cards.  Funny thing is I had a Freedom before and closed it.  I also had an Amex Zync but they canceled my account. 

 photo costcoamexchip_zps3a781f9d.png photo greenemv_zps23c675fd.jpg photo chaseemv_zpsed238ae0.jpg photo doublecash_zps3421657b.jpg photo arrival_zps66de46b3.jpg photo bankamericard_zps1caf2fc1.png photo slate_zpsaa8b71b8.jpg
Established Contributor
Posts: 569
Registered: ‎10-11-2013

Re: Credit Wish List

Don't judge me for the number of cards, but:


American Express Blue Sky

US Bank Cash+

Chase Sapphire Preferred

Huntington Voice

Barclaycard Apple Visa

Barclaycard Rewards


And my maybe list:

American Express Delta

American Express Green



 photo NUS000000012_160X101_STRAIGHT.gif photo NUS000000180_160X101_STRAIGHT.gif photo ScreenShot2013-10-12at111542PM.png photo DISCOVER_IT_LG.gif photo 8BEB_SIGNATURE_VISA_CASH_REWARDS_190x124.jpg photo HNY2HNY2.png photo bankamericard-better-balance-rewards-credit-card-small.png photo SLM2SLM2.png
$5000 ............ $4300 ............ $4000 ............ $2750 ............ $2500 ............ $1000 ............ $1000 ............ $1000
In the Garden until at least May 2015.

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