Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 73
Registered: ‎01-15-2010

Credit Wish List

Happy Friday!

 

I wanted to share my Credit Wish List, and see what yours is like. Currently I'm sort of sitting on the fence, leaning toward gardening but nothing official... Added a bunch of new accounts so AAoA sucks and inquiries are getting up there.

 

Credit Wish List

1. Amex Zync (when it comes back!)

2. Walmart Discover (FICO!)

 

I've already been declined recently by both Amex and WM/GE so I figured I'd grow my babies for a while and app again once my scores are in the mid-high 700's.

 

Currents:

TU FICO 697

AAoA = 0.2 of a year! Smiley Surprised

 

 

New Contributor
Posts: 62
Registered: ‎05-03-2012

Re: Credit Wish List

I'm sure you'll get right in with Amex and Wally World once your aaoa climbs. I have both the zync and wal discover and I'm pretty pleased with both of them. Although I thinking about trying to PC the unicorn into a prg.

As far as my wish list goes only one card makes the grade.....Alaska airlines visa from Bank of America... Man do I want that card

Good luck ton your wish list
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012

Re: Credit Wish List

My Credit Wish List is:

 

AMEX BCE

AMEX SPG

AMEX Delta Gold

Chase Southwest

Chase Sapphire Preferred

Chase Disney

Pottery Barn Kids

Barclay Apple (If I decide to make a Macbook my next laptop)

 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Super Contributor
Posts: 13,389
Registered: ‎04-22-2013

Re: Credit Wish List

[ Edited ]

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.

 

Edit: OK, Freedom isn't in my sig!

Community Leader
Valued Contributor
Posts: 1,067
Registered: ‎05-28-2013

Re: Credit Wish List

Here's mine (not in any particular order). I guess it's something to aim for a few months down the road.  Smiley Tongue

 

  • Amex Plat
  • CSP
  • BCE (or BCP but I'd rather get the one without AF since I already have a few cards w/ AF)
  • US Bank Cash+

Experian score (Amex) 734; Transunion score (Barclay) 732
Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013

Re: Credit Wish List


longtimelurker wrote:

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.


Lol

That's some list all have a purpose I really like the highlighted one'sSmiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 2,020
Registered: ‎11-17-2012

Re: Credit Wish List

It's a long, longggg list...i know :X even I'M a little embarrassed over it! Smiley Tongue it's in order and i'm constantly rearranging, adding, or deleting it on my google drive account...

 

Cash+

Forward

Walmart/Walmart Discover

Better Balance Rewards

Fidelity AMEX

BCP

Sallie Mae

Fort Knox

Ink Bold

Upromise

Discover IT

Dividend

Huntington Voice


Capital One Quicksilver WMC $20k | JCPenney Platinum $10k | Shell Drive for Five $800 | Chase Freedom VS $5k | TD Bank Easy Rewards VS $5k | Chase Sapphire VS $14.8k | American Express Blue Sky $13.7k | Discover IT $24k | SavingStar American Express $14.8k | American Express BCE $11.3k | Macy's American Express $7.2k | Capital One BuyPower WEMC $7.5k FICOS: EX 784 EQ 733 TU 769 VantageScore 3.0: EX 760 EQ 763 TU 760
Established Contributor
Posts: 526
Registered: ‎02-08-2013

Re: Credit Wish List

Chase Marriott/Or Ritz (for gold status)

Chase Hyatt

Chase IHG

 

I want those free nights! However i'm gardening, so it'll be awhile.

     
Regular Contributor
Posts: 148
Registered: ‎07-19-2012

Re: Credit Wish List

What I'm leaning towards in Dec:

 

Changing my slate into a freedom (if possible)

Adding csp at that point

Any amex (need it for work) bce/p would be nice

Also like to add boa to my portfolio (not sure what card)

Since I was accepted to dcu today I might look at what they have

Lastly been thinking about us bank as they are local

 

Just a couple, my aaoa is going to hate me

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Super Contributor
Posts: 9,477
Registered: ‎06-19-2013

Re: Credit Wish List

I have an few in mind that i may want to try and apply for next summer sometime. 

 

1. Cap One Quicksilver- i will take the 1.5%  flat rate on everything.

2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.

3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.