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Valued Member
Posts: 73
Registered: ‎01-15-2010

Credit Wish List

Happy Friday!

 

I wanted to share my Credit Wish List, and see what yours is like. Currently I'm sort of sitting on the fence, leaning toward gardening but nothing official... Added a bunch of new accounts so AAoA sucks and inquiries are getting up there.

 

Credit Wish List

1. Amex Zync (when it comes back!)

2. Walmart Discover (FICO!)

 

I've already been declined recently by both Amex and WM/GE so I figured I'd grow my babies for a while and app again once my scores are in the mid-high 700's.

 

Currents:

TU FICO 697

AAoA = 0.2 of a year! :smileysurprised:

 

 

New Contributor
Posts: 62
Registered: ‎05-03-2012

Re: Credit Wish List

I'm sure you'll get right in with Amex and Wally World once your aaoa climbs. I have both the zync and wal discover and I'm pretty pleased with both of them. Although I thinking about trying to PC the unicorn into a prg.

As far as my wish list goes only one card makes the grade.....Alaska airlines visa from Bank of America... Man do I want that card

Good luck ton your wish list
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012

Re: Credit Wish List

My Credit Wish List is:

 

AMEX BCE

AMEX SPG

AMEX Delta Gold

Chase Southwest

Chase Sapphire Preferred

Chase Disney

Pottery Barn Kids

Barclay Apple (If I decide to make a Macbook my next laptop)

 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Super Contributor
Posts: 8,774
Registered: ‎04-22-2013

Re: Credit Wish List

[ Edited ]

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.

 

Edit: OK, Freedom isn't in my sig!

850 EQ, 850 TU, 841 EX
Established Contributor
Posts: 620
Registered: ‎05-28-2013

Re: Credit Wish List

Here's mine (not in any particular order). I guess it's something to aim for a few months down the road.  :smileytongue:

 

  • Amex Plat
  • CSP
  • BCE (or BCP but I'd rather get the one without AF since I already have a few cards w/ AF)
  • US Bank Cash+
9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013

Re: Credit Wish List


longtimelurker wrote:

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.


Lol

That's some list all have a purpose I really like the highlighted one's:smileylol:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Contributor
Posts: 1,875
Registered: ‎11-17-2012

Re: Credit Wish List

It's a long, longggg list...i know :X even I'M a little embarrassed over it! :smileytongue: it's in order and i'm constantly rearranging, adding, or deleting it on my google drive account...

 

Cash+

Forward

Walmart/Walmart Discover

Better Balance Rewards

Fidelity AMEX

BCP

Sallie Mae

Fort Knox

Ink Bold

Upromise

Discover IT

Dividend

Huntington Voice

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 761 EQ 719 TU 740 Credit Karma VantageScore 3.0 (TU) 730 (EQ) 727 Credit Sesame (EX) 776 Credit.com (EX) 774 VantageScore 3.0 726
Frequent Contributor
Posts: 495
Registered: ‎02-08-2013

Re: Credit Wish List

Chase Marriott/Or Ritz (for gold status)

Chase Hyatt

Chase IHG

 

I want those free nights! However i'm gardening, so it'll be awhile.

     
Regular Contributor
Posts: 148
Registered: ‎07-19-2012

Re: Credit Wish List

What I'm leaning towards in Dec:

 

Changing my slate into a freedom (if possible)

Adding csp at that point

Any amex (need it for work) bce/p would be nice

Also like to add boa to my portfolio (not sure what card)

Since I was accepted to dcu today I might look at what they have

Lastly been thinking about us bank as they are local

 

Just a couple, my aaoa is going to hate me

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

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Super Contributor
Posts: 8,034
Registered: ‎06-19-2013

Re: Credit Wish List

I have an few in mind that i may want to try and apply for next summer sometime. 

 

1. Cap One Quicksilver- i will take the 1.5%  flat rate on everything.

2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.

3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.


EX Fico 791 1/7/15 Fako 801 CS/Credit.com 11/24/14
EQ SW 823 quizzle fako 807 1/7/15
TU Fico Barclay's 1/1/2015 802 TU fico walmart 1/5/2015 800 Fako 796 Creditkarma 12/24/2014

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