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Credit Wish List

Valued Member

Credit Wish List

Happy Friday!

 

I wanted to share my Credit Wish List, and see what yours is like. Currently I'm sort of sitting on the fence, leaning toward gardening but nothing official... Added a bunch of new accounts so AAoA sucks and inquiries are getting up there.

 

Credit Wish List

1. Amex Zync (when it comes back!)

2. Walmart Discover (FICO!)

 

I've already been declined recently by both Amex and WM/GE so I figured I'd grow my babies for a while and app again once my scores are in the mid-high 700's.

 

Currents:

TU FICO 697

AAoA = 0.2 of a year! Smiley Surprised

 

 

Message 1 of 39
38 REPLIES
New Contributor

Re: Credit Wish List

I'm sure you'll get right in with Amex and Wally World once your aaoa climbs. I have both the zync and wal discover and I'm pretty pleased with both of them. Although I thinking about trying to PC the unicorn into a prg.

As far as my wish list goes only one card makes the grade.....Alaska airlines visa from Bank of America... Man do I want that card

Good luck ton your wish list
Message 2 of 39
Valued Contributor

Re: Credit Wish List

My Credit Wish List is:

 

AMEX BCE

AMEX SPG

AMEX Delta Gold

Chase Southwest

Chase Sapphire Preferred

Chase Disney

Pottery Barn Kids

Barclay Apple (If I decide to make a Macbook my next laptop)

 



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 39
Super Contributor

Re: Credit Wish List

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.

 

Edit: OK, Freedom isn't in my sig!

Message 4 of 39
Community Leader
Valued Contributor

Re: Credit Wish List

Here's mine (not in any particular order). I guess it's something to aim for a few months down the road.  Smiley Tongue

 

  • Amex Plat
  • CSP
  • BCE (or BCP but I'd rather get the one without AF since I already have a few cards w/ AF)
  • US Bank Cash+
Message 5 of 39
Super Contributor

Re: Credit Wish List


longtimelurker wrote:

As in my sig:

 

Amex Blue: get in Jan for max backdating (to 1987) to increase my AAoA again

Chase Freedom:  Really not excited about rotating cards, but makes sense to go with my CSP

Sallie Mae: To supplement BCP for groceries once 5x Citi TYP ends.

TD and Wells Fargo:  6 months each of uncapped 5% for manufactured spend.


Lol

That's some list all have a purpose I really like the highlighted one'sSmiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 39
Valued Contributor

Re: Credit Wish List

It's a long, longggg list...i know :X even I'M a little embarrassed over it! Smiley Tongue it's in order and i'm constantly rearranging, adding, or deleting it on my google drive account...

 

Cash+

Forward

Walmart/Walmart Discover

Better Balance Rewards

Fidelity AMEX

BCP

Sallie Mae

Fort Knox

Ink Bold

Upromise

Discover IT

Dividend

Huntington Voice


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 7 of 39
Established Contributor

Re: Credit Wish List

Chase Marriott/Or Ritz (for gold status)

Chase Hyatt

Chase IHG

 

I want those free nights! However i'm gardening, so it'll be awhile.

     
Message 8 of 39
Regular Contributor

Re: Credit Wish List

What I'm leaning towards in Dec:

 

Changing my slate into a freedom (if possible)

Adding csp at that point

Any amex (need it for work) bce/p would be nice

Also like to add boa to my portfolio (not sure what card)

Since I was accepted to dcu today I might look at what they have

Lastly been thinking about us bank as they are local

 

Just a couple, my aaoa is going to hate me

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 9 of 39
Super Contributor

Re: Credit Wish List

I have an few in mind that i may want to try and apply for next summer sometime. 

 

1. Cap One Quicksilver- i will take the 1.5%  flat rate on everything.

2. CSP/Amex SPG- still trying to decide which to get leaning toward CSP since i already have an chase freedom card.

3. Barclays Reward- This one isn't as important but I would eventually like to have an cashback mastercard.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 10 of 39