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Credit card applications 2014.

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impinth_llq
Valued Member

Re: Credit card applications 2014.

I'll apply CSP in March, and probably the new wellsfargo propel 365 card
Message 11 of 31
Revelate
Moderator Emeritus

Re: Credit card applications 2014.

Have the whole mortgage thing I either need to do or just give up on; beyond that, not sure, the more I think about it I may start working on my business credit just in case I ever need it for the future and the Ink Cash is an excellent fit.  

 

Beyond that if I don't go through with that, will wind up picking up either a 2% restaurant card from Amex (and I probably need to start shopping at places like Costco anyway admittedly as soon as the mortgage lands), or maybe Chase, or perhaps just do a 2% card vis a vis the Fidelity Amex or see if I can slide into a JCB Makurai living in Cali.

 




        
Message 12 of 31
LearningMoreAboutCredit
Frequent Contributor

Re: Credit card applications 2014.

PRG if there is a good offer and for backdating...also considering Citi TYP.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 13 of 31
NotUsher
Contributor

Re: Credit card applications 2014.

Planned apps:

 

January: Cash+

July/August: BCE

 

Also in the pipeline, timing TBD: Penfed Travel Rewards AMEX (sooner if I can reallocate some existing Platinum Rewards CL and get the account without the HP - or maybe I'll just go for it), Discover IT / Freedom


Message 14 of 31
SoopremeBeing
Established Member

Re: Credit card applications 2014.

I might try for the Target card or the Navy Federal credit card. I want to wait until Summer 2014 to run another inquiry.

 

 

Starting Score: TU-488/EQ-307/EX-467
CapitalOne Platinum - $300

Operation CleanUp: No inquires for 1 year/Obtain secured CC in December 2015


Message 15 of 31
Pupeitmeister
Valued Contributor

Re: Credit card applications 2014.

If the Chase Slate offers remain intact, I want to transfer my original chase slate (800.00 CL) over to freedom (4k CL ) .. close the slate, continue to work on Paying down Freedom to <10%... Open a Navcheck 15k (if i can qualify), pay off one Vehicle loan (2500 left to pay on this one), and then in November 2014 reapp for another Slate, Or another 0% BT card with no BT fees.   This is only the plan if i am unable to pay the freedom down to < 10 %.  I have 3 of 10 baddies falling off in 2014, and 6 more falling off in 2015, If i can't get them GW sooner. 

OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Message 16 of 31
tcrutchf
Valued Member

Re: Credit card applications 2014.

I am supposed to close on my mortgage on 12/27! After that, I think I'm going to app for the Duck Visa. In 2014, I would really like the CSP and a Delta AMEX. My BK7 was discharged 5/2009. It's probably still too soon for AMEX.

Chapter 13 Discharge - October 27, 2021
Current FICO 8 scores: Experian-689 Equifax-676 TransUnion-656
Message 17 of 31
catladyatty
New Contributor

Re: Credit card applications 2014.

I won't apply for anything new (just got three new cards this month), but I'd like to do a PC from Chase Sapphire to CSP at some point.  I'm also hoping to do a PC from Amex Blue to BCE (hopefully by the end of 2014) and then eventually do a PC from BCE to BCP - that's all going to take some time, though.  The main thing I have in the works in 2014 is my first mortgage in July or August... gotta stay HP-free until then!  I will also try to seek every SP-only CLI possible.

 

Happy Thanksgiving!

Chase Sapphire Preferred $35,000 | Bank of America Cash Rewards Visa Signature $45,000 | Amex BC Preferred $28,000 | Discover More Cash Rewards $12,000 | Chase Amazon Rewards $8600 | Capital One Quicksilver $2000 | CareCredit $12,000 | Macy's $15,000 | Victoria's Secret $5600 | New York and Company $4000
Message 18 of 31
Imhotrodcrazy
Valued Contributor

Re: Credit card applications 2014.

I have been thinking about the Harley-Davidson Sig card for a couple of years now, so I "might" apply for that in '14.  I haven't applied for anything since 2011.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 19 of 31
Express
Frequent Contributor

Re: Credit card applications 2014.

Waiting on a new card to come out from somebody!  Smiley Surprised

CL $408,200
Message 20 of 31
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