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0 (zero), will be gardening all of 2014!
I have the cards I really wanteed to get so mostly I'm planning on CLI's this year.
I may pick up a Citi AAdvantage card because I've wanted to get back in with them and that's the only card that doesn't seem to suck. I also want to start a business and build a line of credit tehre either through Chase or through Amex. Not sure which.
I'd like to apply for the Beaver, and Care Credit (dental work, plus the nice limit). I'd also to put a third one in this next spree (around April or so). Suggestions? Hoping to be well on my way to a Quicksilver, or possibly one with my CU (Affinity Plus).
I have other wish list items, but not ready for them yet.
Anticipating getting my baddies off by then (crossing, fingers, eyes... anything else I think might help), having my util down around 5%, and perfect payment history, of course. Score should be at least 670... or I might be overly hopeful. hehe
I have the cards I really wanteed to get so mostly I'm planning on CLI's this year as someone mentioned.
Amex blue preferred I think it is or delta, gas card for the $.05 off for what it's worth I guess, maybe Macy's and Home Depot. NFCU loc, maybe saks.
Sad to say but I will be staying in the garden all of next year as well. I will only be trying to get SP CLIs!
I opened up quite a few new accounts this year and definitely need to let them age before applying for new credit.
If I apply for a CC this year I think it might be Amex BCP. I pretty much have everything I want and I dont think I am going to get into churning.
removed.
wasn't planning on applying but then the 100k citi AA card came up .. app'd and approved .. gonna garden for the rest of the year .. might see if amex will cli me from 15.9 to 20k which would be a soft pull
I do want a chase bold and plus for the sign up bonuses .. probably going to wait until next january to apply