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Established Contributor
killer_queen229
Posts: 722
Registered: ‎08-29-2013

Credit card applications 2014.

[ Edited ]

What credit cards do you want to apply for within the new year?

 

I want to apply for the TD Bank Easy Rewards card (I use this bank but they've always denied me for a card because of my lack or limited credit history in the past, but now that's changed :smileyhappy: ), the Bank of America Susan G. Komen Cash Rewards Mastercard (BOA denied me a few months ago just for their regular Visa card cause of limited credit references) and the Chase Freedom Visa card.. I WAS considering Discover but they rejected me a few months ago because of limited credit history (I got a secured card in March of this year and haven't applied for any more since August). One of my store cards gave me a credit increase on it's own.


Super Contributor
mongstradamus
Posts: 7,365
Registered: ‎06-19-2013

Re: Credit card applications 2014.


killer_queen229 wrote:

What credit cards do you want to apply for within the new year?

 

I want to apply for the TD Bank Easy Rewards card (I use this bank but they've always denied me for a card because of my lack or limited credit history in the past, but now that's changed :smileyhappy: ), the Bank of America Susan G. Komen Cash Rewards Mastercard (BOA denied me a few months ago just for their regular Visa card cause of limited credit references) and the Chase Freedom Visa card.. I WAS considering Discover but they rejected me a few months ago because of limited credit history (I got a secured card in March of this year and haven't applied for any more since August).


I am eyeing fidelity amex card, 2.0 % cb on everything is nice to have. Probably would be my goto card when its something thats not coverered by BCP , Freedom , or discover IT


EX Fico 782 9/25/14 Fako 801 CS/Credit.com 11/24/14
EQ SW 823 quizzle fako 796 7/19/14
TU Fico 808 Fako 787 Creditkarma 11/24/2014
Established Contributor
killer_queen229
Posts: 722
Registered: ‎08-29-2013

Re: Credit card applications 2014.

I looked at the American Express cards (both charge and credit cards knowing a lot of their cards are travel type cards). I think the Blue Cash Everyday card would be the only one I'd have interest in, but at the same time I don't. 


Community Leader
Valued Contributor
starry1
Posts: 2,316
Registered: ‎11-29-2012

Re: Credit card applications 2014.

Discover and Barclays.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 12/12/14 TU 659; EQ 659; EX 653
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $10k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Established Contributor
killer_queen229
Posts: 722
Registered: ‎08-29-2013

Re: Credit card applications 2014.

I don't know if I should try Discover again till years from now If I really want the card. 


Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012

Re: Credit card applications 2014.

This is actually a disappointing thing for me. There is nothing new out there for me to want.  In 2013 I added the US Bank Cash+ and the Bankamericard Travel Rewards.  Those accounts won't be a year old until June 2014.  I also took an INQ hit to set up my new internet with Comcast. 

 

I keep hoping to see some great new card come out, and then.... nothing...


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012

Re: Credit card applications 2014.

Close my AMEX Green and get the PRG/  Chase Ritz & Freedom!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Valued Contributor
wHiTeSoL
Posts: 1,063
Registered: ‎07-09-2013

Re: Credit card applications 2014.

DW and I need to pick up a hotel card or two, continue collecting UR bonuses, and pick up a few random no AF AMEXs for backdating.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Valued Contributor
pizza1
Posts: 1,815
Registered: ‎07-17-2013

Re: Credit card applications 2014.

I'm hoping in November 2014 to apply for Barclays. Not sure which one, maybe the Apple Visa . I'm too fresh from bk . If I wait till next November I will be 1.3 yrs from bk7 discharge and two of my cards will be 1 yr old with 1 yr of payments :smileyhappy:
(BK7 d/c:08/19/13~FICO-400's)---> EQ 664,EX 650,TU 657
3 major cc/ 8 retail cc= $43,300 avail credit; plus a $15k LOC
Total revolving credit reporting is 1%
Senior Contributor
lg8302ch
Posts: 3,049
Registered: ‎11-13-2012

Re: Credit card applications 2014.

The cards on my wishlist are CSP, Sallie Mae, Merill+ and US Bank Cash +..... still debating in which order....need to rethink strategy with HP...LOL
FICO® EQ 791 (as of today) - TU 778 (11/28) * Fako EX 811 (12/02 - CS) * last app 12/16/14 * INQ last 2 yrs TU: 4, EX: 5, EQ: 3


Move the mouse over the cards for detailed view!..................................................................* Seedling Garden Club member *

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