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Credit card applications 2014.

Established Contributor

Credit card applications 2014.

What credit cards do you want to apply for within the new year?

 

I want to apply for the TD Bank Easy Rewards card (I use this bank but they've always denied me for a card because of my lack or limited credit history in the past, but now that's changed Smiley Happy ), the Bank of America Susan G. Komen Cash Rewards Mastercard (BOA denied me a few months ago just for their regular Visa card cause of limited credit references) and the Chase Freedom Visa card.. I WAS considering Discover but they rejected me a few months ago because of limited credit history (I got a secured card in March of this year and haven't applied for any more since August). One of my store cards gave me a credit increase on it's own.

Message 1 of 31
30 REPLIES
Super Contributor

Re: Credit card applications 2014.


killer_queen229 wrote:

What credit cards do you want to apply for within the new year?

 

I want to apply for the TD Bank Easy Rewards card (I use this bank but they've always denied me for a card because of my lack or limited credit history in the past, but now that's changed Smiley Happy ), the Bank of America Susan G. Komen Cash Rewards Mastercard (BOA denied me a few months ago just for their regular Visa card cause of limited credit references) and the Chase Freedom Visa card.. I WAS considering Discover but they rejected me a few months ago because of limited credit history (I got a secured card in March of this year and haven't applied for any more since August).


I am eyeing fidelity amex card, 2.0 % cb on everything is nice to have. Probably would be my goto card when its something thats not coverered by BCP , Freedom , or discover IT



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 31
Established Contributor

Re: Credit card applications 2014.

I looked at the American Express cards (both charge and credit cards knowing a lot of their cards are travel type cards). I think the Blue Cash Everyday card would be the only one I'd have interest in, but at the same time I don't. 

Message 3 of 31
Valued Contributor

Re: Credit card applications 2014.

Discover and Barclays.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 4 of 31
Established Contributor

Re: Credit card applications 2014.

I don't know if I should try Discover again till years from now If I really want the card. 

Message 5 of 31
Valued Contributor

Re: Credit card applications 2014.

This is actually a disappointing thing for me. There is nothing new out there for me to want.  In 2013 I added the US Bank Cash+ and the Bankamericard Travel Rewards.  Those accounts won't be a year old until June 2014.  I also took an INQ hit to set up my new internet with Comcast. 

 

I keep hoping to see some great new card come out, and then.... nothing...


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 6 of 31
Senior Contributor

Re: Credit card applications 2014.

Close my AMEX Green and get the PRG/  Chase Ritz & Freedom!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 7 of 31
Valued Contributor

Re: Credit card applications 2014.

DW and I need to pick up a hotel card or two, continue collecting UR bonuses, and pick up a few random no AF AMEXs for backdating.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Message 8 of 31
Community Leader
Super Contributor

Re: Credit card applications 2014.

I'm hoping in November 2014 to apply for Barclays. Not sure which one, maybe the Apple Visa . I'm too fresh from bk . If I wait till next November I will be 1.3 yrs from bk7 discharge and two of my cards will be 1 yr old with 1 yr of payments Smiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 9 of 31
Senior Contributor

Re: Credit card applications 2014.

The cards on my wishlist are CSP, Sallie Mae, Merill+ and US Bank Cash +..... still debating in which order....need to rethink strategy with HP...LOL
Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 10 of 31