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Valued Member
impinth_llq
Posts: 27
Registered: ‎07-21-2013

Re: Credit card applications 2014.

I'll apply CSP in March, and probably the new wellsfargo propel 365 card
Moderator
Revelate
Posts: 9,758
Registered: ‎12-30-2011

Re: Credit card applications 2014.

[ Edited ]

Have the whole mortgage thing I either need to do or just give up on; beyond that, not sure, the more I think about it I may start working on my business credit just in case I ever need it for the future and the Ink Cash is an excellent fit.  

 

Beyond that if I don't go through with that, will wind up picking up either a 2% restaurant card from Amex (and I probably need to start shopping at places like Costco anyway admittedly as soon as the mortgage lands), or maybe Chase, or perhaps just do a 2% card vis a vis the Fidelity Amex or see if I can slide into a JCB Makurai living in Cali.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Frequent Contributor
LearningMoreAboutCredit
Posts: 473
Registered: ‎11-08-2007

Re: Credit card applications 2014.

PRG if there is a good offer and for backdating...also considering Citi TYP.



Any advice given is always YMMV...

Current FICOs: 730+ across the board | Goal: >760 FICO (1 down, 2 to go) | Total CLs: $61.3k/$60k Goal | Utilization: 14% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 10, TU: 6, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: CSP, Discover IT, Sallie Mae WMC
Contributor
NotUsher
Posts: 94
Registered: ‎07-06-2013

Re: Credit card applications 2014.

Planned apps:

 

January: Cash+

July/August: BCE

 

Also in the pipeline, timing TBD: Penfed Travel Rewards AMEX (sooner if I can reallocate some existing Platinum Rewards CL and get the account without the HP - or maybe I'll just go for it), Discover IT / Freedom


Member
SoopremeBeing
Posts: 7
Registered: ‎09-26-2013

Re: Credit card applications 2014.

I might try for the Target card or the Navy Federal credit card. I want to wait until Summer 2014 to run another inquiry.

 

 

Starting Score:585/Current Score:632(previous 610/Goal Score:750
$2,000$300$700$500$300
No applications until June 2014.


Valued Contributor
Pupeitmeister
Posts: 1,161
Registered: ‎11-11-2013

Re: Credit card applications 2014.

If the Chase Slate offers remain intact, I want to transfer my original chase slate (800.00 CL) over to freedom (4k CL ) .. close the slate, continue to work on Paying down Freedom to <10%... Open a Navcheck 15k (if i can qualify), pay off one Vehicle loan (2500 left to pay on this one), and then in November 2014 reapp for another Slate, Or another 0% BT card with no BT fees.   This is only the plan if i am unable to pay the freedom down to < 10 %.  I have 3 of 10 baddies falling off in 2014, and 6 more falling off in 2015, If i can't get them GW sooner. 


OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Valued Member
tcrutchf
Posts: 35
Registered: ‎06-24-2013

Re: Credit card applications 2014.

I am supposed to close on my mortgage on 12/27! After that, I think I'm going to app for the Duck Visa. In 2014, I would really like the CSP and a Delta AMEX. My BK7 was discharged 5/2009. It's probably still too soon for AMEX.

NavCheck $12000. NFCU CashRewards Visa $12000. NFCU Flagship Visa $12000. Cap 1 Cash Reward MC $3500. Barclays Carnival MC $2000. Cap 1 QuickSilver MC $1750. Cap 1 Platinum MC $1200. HH Gregg $2500. CFNA Firestone $2200. CareCredit $800. Buckle $1250. Victoria Secret $1040. NY&Co $900. Bealls $700. KayJewelers $1500. Kohls $500. Walmart $2000. Gap $1000. American Eagle $500. JCrew $650
Starting Score:TU: 672 EQ: 593 EX: 592 (Lender Pulled 5/20/2013) BK7 – 5/2009
Current Score:TU: 746 EQ: 707 EX: 691 (Lender Pulled 12/18/2013)
Goal Score: 700 across the board (for now)

New Contributor
catladyatty
Posts: 61
Registered: ‎11-23-2013

Re: Credit card applications 2014.

I won't apply for anything new (just got three new cards this month), but I'd like to do a PC from Chase Sapphire to CSP at some point.  I'm also hoping to do a PC from Amex Blue to BCE (hopefully by the end of 2014) and then eventually do a PC from BCE to BCP - that's all going to take some time, though.  The main thing I have in the works in 2014 is my first mortgage in July or August... gotta stay HP-free until then!  I will also try to seek every SP-only CLI possible.

 

Happy Thanksgiving!

Chase Sapphire Preferred $18,000 | Bank of America Cash Rewards Visa Signature $10,000 | Amex BCE $9000 | Chase Sapphire $7500 | Discover More Cash Rewards $7200 | Chase Amazon Rewards $6600 | Capital One Quicksilver $2000 | CareCredit $10,000 | Ashley Furniture $2000 | Macy's $2500 | Victoria's Secret $3650 | Express $2830 | New York & Company $2700 | Old Navy $1500 | Ann Taylor $1450 | JCrew $1150
Valued Contributor
Imhotrodcrazy
Posts: 1,557
Registered: ‎03-11-2009

Re: Credit card applications 2014.

I have been thinking about the Harley-Davidson Sig card for a couple of years now, so I "might" apply for that in '14.  I haven't applied for anything since 2011.

FICOS
TU 805 12/25/14
EX 806 10/26/14
EQ 829 12/27/14
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive
Frequent Contributor
Express
Posts: 387
Registered: ‎01-27-2012

Re: Credit card applications 2014.

Waiting on a new card to come out from somebody!  :smileysurprised:

Money Never Sleeps! ~CL $247,600 .FIC, Amex $10,000
03/05/14: EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $3,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT $7.000 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $1700. Alliant C/U 15000

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