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Frequent Contributor
Posts: 434
Registered: ‎10-04-2013

Re: Credit card applications 2014.

0 (zero), will be gardening all of 2014!

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New Contributor
Posts: 64
Registered: ‎07-16-2013

Re: Credit card applications 2014.

I have the cards I really wanteed to get so mostly I'm planning on CLI's this year.


I may pick up a Citi AAdvantage card because I've wanted to get back in with them and that's the only card that doesn't seem to suck. I also want to start a business and build a line of credit tehre either through Chase or through Amex. Not sure which.

Established Contributor
Posts: 533
Registered: ‎11-30-2013

Re: Credit card applications 2014.

I'd like to apply for the Beaver, and Care Credit (dental work, plus the nice limit). I'd also to put a third one in this next spree (around April or so). Suggestions? Hoping to be well on my way to a Quicksilver, or possibly one with my CU (Affinity Plus).


I have other wish list items, but not ready for them yet.


Anticipating getting my baddies off by then (crossing, fingers, eyes... anything else I think might help), having my util down around 5%, and perfect payment history, of course. Score should be at least 670... or I might be overly hopeful. hehe

My Wallet:Fidelity Amex $1K, DCU $3.9K, US Bank AeroMexico $300, Quicksilver $1.3K, Cap1 secured MC $750, DiscoverIT $200, Care Credit $5K, Sportsman Guide Visa $3K, Kay $3K, Jared $3K,American Airlines CC $3K, Amazon $2.9k, Walmart $2.2k, Macy's $800 revolving/$5k furniture, Comenity retail cards $5.55kStarting Score: 618Current Score: 711
Regular Contributor
Posts: 260
Registered: ‎11-28-2013

Re: Credit card applications 2014.

I have the cards I really wanteed to get so mostly I'm planning on CLI's this year as someone mentioned.

Frequent Contributor
Posts: 297
Registered: ‎02-24-2013

Re: Credit card applications 2014.

Amex blue preferred I think it is or delta, gas card for the $.05 off for what it's worth I guess, maybe Macy's and Home Depot. NFCU loc, maybe saks. 

Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: TU 647 EQ 627 EX 607 (7/05/2013) Lender Pulls ; MYFICO (10/11/2013) EQ 719, TU 679, EX 659 ; MYFICO (11/13/13) EQ 702, TU 660, EX 676 ; Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720

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Established Member
Posts: 23
Registered: ‎12-18-2013

Re: Credit card applications 2014.

Sad to say but I will be staying in the garden all of next year as well. I will only be trying to get SP CLIs!


I opened up quite a few new accounts this year and definitely need to let them age before applying for new credit.

Frequent Contributor
Posts: 432
Registered: ‎04-03-2013

Re: Credit card applications 2014.

If I apply for a CC this year I think it might be Amex BCP. I pretty much have everything I want and I dont think I am going to get into churning.

Frequent Contributor
Posts: 442
Registered: ‎11-17-2013

Re: Credit card applications 2014.

AMEX Platinum and SPG. Chase Hyatt and Freedom. If I could get those that would be a fabulous year. 

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Regular Contributor
Posts: 241
Registered: ‎12-04-2013

Re: Credit card applications 2014.

[ Edited ]


EX - 522 (Oct 2013) 695 (May 2014)

TU FICO - 580 (Oct 2013) 680 (May 2014)

EQ - 509 - (Oct 2013) 672 (May 2014)
Frequent Contributor
Posts: 432
Registered: ‎04-03-2013

wasn't planning on applying but then the 100k citi AA car...

wasn't planning on applying but then the 100k citi AA card came up .. app'd and approved .. gonna garden for the rest of the year .. might see if amex will cli me from 15.9 to 20k which would be a soft pull


I do want a chase bold and plus for the sign up bonuses .. probably going to wait until next january to apply

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