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Credit obsessed

Established Contributor

Re: Credit obsessed

I currently work with a guy who has no clue on credit. His wife told him he isn't allowed to have credit because its bad and they pay cash for everything. I had to educate on credit and explained to him why it's important. I do wish they had a Credit/Money Managment class for High School.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Message 11 of 15
Regular Contributor

Re: Credit obsessed

You are not alone. Lately I've been a little too involved in it.


I remember ordering FAKO scores two years ago... yeah, I thought they were THE credit scores.


It gets even worse, 5 years ago I financed my car at the dealership Smiley Sad

Message 12 of 15
Established Member

Re: Credit obsessed

Paying cash for everything isn't necessarily bad, though I'd be curious to know why she feels that way.


Perhaps your colleague's wife was traumatized as a child watching her parent's posessions get hauled off by the Repo Man.


It seems like most people here aren't really obsessed with using credit for a particular purpose as much as they are obsessed with gaming their way into a lot of it. Smiley Very Happy


I'm only here because I want one card very, very desperately--and that's for the rewards that come with it!

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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Message 13 of 15
Established Member

Re: Credit obsessed

The Repo man comment was the first unnecessary comment I've come across in the forum. Bound to happen.
Congrats man. Feel better... Okay let's move on.
Message 14 of 15
Established Member

Re: Credit obsessed
Message 15 of 15