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Credit obsessed

Established Contributor

Re: Credit obsessed

I currently work with a guy who has no clue on credit. His wife told him he isn't allowed to have credit because its bad and they pay cash for everything. I had to educate on credit and explained to him why it's important. I do wish they had a Credit/Money Managment class for High School.

2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Regular Contributor

Re: Credit obsessed

You are not alone. Lately I've been a little too involved in it.

 

I remember ordering FAKO scores two years ago... yeah, I thought they were THE credit scores.

 

It gets even worse, 5 years ago I financed my car at the dealership Smiley Sad

Established Member

Re: Credit obsessed

Paying cash for everything isn't necessarily bad, though I'd be curious to know why she feels that way.

 

Perhaps your colleague's wife was traumatized as a child watching her parent's posessions get hauled off by the Repo Man.

 

It seems like most people here aren't really obsessed with using credit for a particular purpose as much as they are obsessed with gaming their way into a lot of it. Smiley Very Happy

 

I'm only here because I want one card very, very desperately--and that's for the rewards that come with it!

Starting Score: 01/12/2013 EQ 683
Current Score (myFico): 5/8/13 TU 734, EQ 738 05/04/13 EX 722
Last App 05/3/2013 - Off to garden for the rest of the year!

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Established Member

Re: Credit obsessed

Nickf4rr,
The Repo man comment was the first unnecessary comment I've come across in the forum. Bound to happen.
Congrats man. Feel better... Okay let's move on.
http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/
Established Member

Re: Credit obsessed

 
http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/