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Credit one pre approval for 1500!!

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Anonymous
Not applicable

Re: Credit one pre approval for 1500!!


@DeeBee78 wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous wrote:

Smiley Very Happy

No thank you Credit One but I appreciate your offer LOL!


Lube included?


That is only included with the applied bank CC.  A bit more painful 


I always wondered if folks who were into extremes, like a Small person being with a large person, If anyone would deliberately try to only carry a really good card, and contrast it with a  really bad one.  Makes me think "lady in the street, freak in the sheets" lol.


800 in the streets, sub-prime in the sheets?  
Smiley Very Happy Smiley Very Happy Smiley Very Happy


Happens more often than you think.

Message 11 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!

usually it's "up to" the advertised credit line lol
Message 12 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!

Yes it must be UP TO $1500. I haven't seen anyone yet with a starting limit that high. If they would start someone that high they probably have an 800 Fico score.  Smiley Happy

Message 13 of 20
OmarGB9
Community Leader
Super Contributor

Re: Credit one pre approval for 1500!!

^lol I think someone with a score that high would actually be denied!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 20
CreditCuriosity
Moderator Emeritus

Re: Credit one pre approval for 1500!!


@OmarGB9 wrote:
^lol I think someone with a score that high would actually be denied!

They would be.  Many proofs about this if you search forum for people that pre-qual beyond credit ones credit demographics don't get offers.

Message 15 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!


@Anonymous wrote:

Smiley Very Happy

No thank you Credit One but I appreciate your offer LOL!


Did you get a specific APR also or was it standard 23%?

Message 16 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!


@DeeBee78 wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@Anonymous wrote:

@Anonymous wrote:

Smiley Very Happy

No thank you Credit One but I appreciate your offer LOL!


Lube included?


That is only included with the applied bank CC.  A bit more painful 


I always wondered if folks who were into extremes, like a Small person being with a large person, If anyone would deliberately try to only carry a really good card, and contrast it with a  really bad one.  Makes me think "lady in the street, freak in the sheets" lol.


800 in the streets, sub-prime in the sheets?  
Smiley Very Happy Smiley Very Happy Smiley Very Happy


LOLOL

Message 17 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!

In all honesty, a $1500 offer is pretty strong for Credit One.  Before i knew any better, i applied for Credit One credit card and they approved me for $300.  It auto increased generous $100 after a week.  I called and told them i need $10,000 or i'm cancelling.  They said i need to wait a full year before any reconsideration.  LMAO!!!!!!!!!!!  No thanks, my CSP will work just fine.

Message 18 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!


@Anonymous wrote:

In all honesty, a $1500 offer is pretty strong for Credit One.  Before i knew any better, i applied for Credit One credit card and they approved me for $300.  It auto increased generous $100 after a week.  I called and told them i need $10,000 or i'm cancelling.  They said i need to wait a full year before any reconsideration.  LMAO!!!!!!!!!!!  No thanks, my CSP will work just fine.


Please tell me you're kidding. I'd use wadded up $1's (Smiley Wink) before putting Credit Turd in my wallet or my reports. Smiley LOL

Message 19 of 20
Anonymous
Not applicable

Re: Credit one pre approval for 1500!!


@Anonymous wrote:

Yes it must be UP TO $1500. I haven't seen anyone yet with a starting limit that high. If they would start someone that high they probably have an 800 Fico score.  Smiley Happy


I got it a few weeks post discharge. Before I cleaned my reports and before my student loan started reporting again.

Message 20 of 20
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