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I carry mine in case of needing an ATM at some point or something. Also use it to "check in" at my bank branch if I need to make a deposit or withdrawal. Just my main account's card though, I don't carry my credit union debits.
I still carry mine in case I need cash from the ATM. I haven't used one to make a purchase for years though.
I definitely have to carry mine as Europe is very far from "all cc" yet ... slowly improving but a long road to go and still many merchants with "MAESTRO - debit cards only" .. it is about as fast as the US moving with chip & pin...lol
@Lincoln465 wrote:
I always carry mine. I carry 3 in fact. Along with 6 credit cards. Wallet packed to the brim.
Why 3?
What happens if you run into a merchant who won't accept credit cards or you need to withdraw money from an ATM? I keep my debit card on me just for those purposes.
@SomeGuyOnTheWeb wrote:What happens if you run into a merchant who won't accept credit cards or you need to withdraw money from an ATM? I keep my debit card on me just for those purposes.
I carry a small amount of cash on hand. On which occasion I will inquire about a discount.
Also, I do carry a Discover Checking card which I use for items under $2. Mininum of 10c back per swipe/use. Currently 20c.
@SomeGuyOnTheWeb wrote:What happens if you run into a merchant who won't accept credit cards or you need to withdraw money from an ATM? I keep my debit card on me just for those purposes.
I don't shop that often. I guess if I knew that I was going somewhere that may not accept cards I would carry my checkbook or grab some cash from the safe. Or dust off the old debit card. But for everyday transactions (gas, food, etc) I know that I will be able to use my CC so I don't carry debit anymore.
@Anonymous wrote:
@Lincoln465 wrote:
I always carry mine. I carry 3 in fact. Along with 6 credit cards. Wallet packed to the brim.Why 3?
Idk, i have 3 bank accounts. Different accounts for different things. I admit i do not have to carry them all, as they are all with chase and if i needed cash from a specific one i can do a simple quick money transfer with the mobile app. Oh well, lol.