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Different ways of paying credit cards

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FlawlessShineAutoSpa
Established Contributor

Different ways of paying credit cards

How does everyone pay thier CC bill? Online, App on smart device, by mail.. 

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Message 1 of 7
6 REPLIES 6
daybreakgonesXe
Valued Contributor

Re: Different ways of paying credit cards


@FlawlessShineAutoSpa wrote:

How does everyone pay thier CC bill? Online, App on smart device, by mail.. 


Online when I can, smartphone app when I'm on the move Smiley Happy

Message 2 of 7
youdontkillmoney
Valued Contributor

Re: Different ways of paying credit cards

Preferred: Online firectly from the CC's site, to save the cost of a stamp

Bill pay: from my bank to the CC (when the cc will not let me pay because there is only a temp transaction, so to get it paid ahead of time so I do not have to worry about it, I bill pay it from my bank to the cc; I only do this for JCB)

Message 3 of 7
d170
Regular Contributor

Re: Different ways of paying credit cards

I like paying from my bank account unless I'm due that day. My fidelity account credits the bill the next day whereas my CU can take 2-4 days to post to the credit card. 


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EQ 703 TU 752 EX 711 as of 07/19/2014. In the garden until 01/19/2015. Baby steps, baby steps!! Trying for 750 ACROSS THE BOARD.
Message 4 of 7
eddie84
Valued Contributor

Re: Different ways of paying credit cards


@d170 wrote:

I like paying from my bank account unless I'm due that day.


+1  And well in advance before any of my upcoming trips.  Hate having to log-on into CC/bank website from any untrusted network (hotel, airport, coffee shop, etc). 

Message 5 of 7
mitchblue
Valued Contributor

Re: Different ways of paying credit cards

Automatic PIF from my bank..it's easy and I never have to worry about it. 

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 6 of 7
bdhu2001
Valued Contributor

Re: Different ways of paying credit cards


@FlawlessShineAutoSpa wrote:

How does everyone pay thier CC bill? Online, App on smart device, by mail.. 


Bill Pay, from my bank, on one.  Automatic PIF from the others. If I want immediate credit, to make sure it reports a zero balance, I go on-line.  But I'm new to worry about report dates and cut dates.  After my new mortgage, I'll go back to total Bill Pay and automatic PIF.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
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Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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