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Yup, I agree! With PFDs and GWs, debtors are not manipulating their creditors or CRAs. Disputing accurate items on CRs is whole different ball of wax.
cheddar wrote:
PFDs and GWs are acceptable for discussion because they are merely requests for a CA or an OC to willingly enter into an agreement with the consumer. If the CA or OC does so, that is a business decision they have made willingly.
Well, technically ... in the PFD letters floating around here, one specifically states that one does NOT admit liability for the debt...
MidnightVoice wrote:
And in both cases one is admitting that one owes the money
True, but at least some payment id being offered.
masdeocho wrote:Well, technically ... in the PFD letters floating around here, one specifically states that one does NOT admit liability for the debt...
MidnightVoice wrote:And in both cases one is admitting that one owes the money
Yes, I know nothing about this debt but I'll pay just to get rid of it.
MidnightVoice wrote:
True, but at least some payment id being offered.
masdeocho wrote:
Well, technically ... in the PFD letters floating around here, one specifically states that one does NOT admit liability for the debt...
MidnightVoice wrote:
And in both cases one is admitting that one owes the money