Do you have debit card/s?

[megaman1]

I'm beginning to use credit cards a lot more, but I'm still hanging onto my debit card because not all places take CCs. Do you do the same? Why or why not?

[ksantangelo23]

The only reason I still carry my debit card is incase I need the cash desperately, which has yet to happen. Its in the back of my wallet where all the spiderwebs are.

Carrying it now is more of a precaution for me. I doubt I'll use it more than two or three times next year. 

Im not aware of any places around me that refuse CC's.

[jamesdwi]

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@megaman1 wrote:
I'm beginning to use credit cards a lot more, but I'm still hanging onto my debit card because not all places take CCs. Do you do the same? Why or why not?

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Keep it to get cash at work, cafeteria is cash only, don't ask me why... I work for a large tech company.

The other use is to get cash at bars, small noisey bars and credit card tabs aren't a good mix, cards get returned to the wrong person,  drinks placed on the wrong bill, when the $20 or $40 is done, time to leave.

For a while last year my Debit card was expired for 3 months didn't even notice it until an ATM declined it when I knew there was over a grand in the account, and the new one had been misplaced, had the bank send a new one,

[killer_queen229]

Have had one since 2010 (I have two different accounts at my bank) and only really use it to pay my phone bill with. Otherwise I pay for things with cash or credit cards.

[Burned2manybridgesB4]

I blow the dust off mine, primarily when I need to use the ATM for deposits earlier than the bank opening hours (I have screwed up hours).
I stopped carrying it a long time ago, and prefer the coverage/liability of using a CC, instead of a direct link to my accounts. For cash, I just use the ring/discover cards, either at a grocery "cash over," or an actual ATM (ring) for just a buck fee, plus whatever ATM fee is involved for "non banking member usage."

[BearsAndTurtlesRtheBest]

Yes I have my Citi Debit card and Discover Debit card, Discover gives .10 cents back on every transaction so if they dont accepy discover then MC it is.

[NonSufficientFunds]

I still keep my Chase Debit for the ATM access, however, I will be applying for a Sapphire in January.

QUESTION:  Will my new Sapphire card operate just like the Debit card, allowing me to make deposits to my checking account ?

- Or is it a completely different type of account, which would still require me to carry the ATM-Debit card ??

[lg8302ch]

I almost feel ashamed to say that Discover debit I never even used (cannot even say if it works) and the BofA I use only at ATMs if I need some cash.... I pay everything with CC as I hate coins

[GetTheFico]

I had stopped carrying my debit until the time I went to the ATM to get money and remembered that it was at home.

Now I keep it in my wallet.

[RushXTC]

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@megaman1 wrote:
I'm beginning to use credit cards a lot more, but I'm still hanging onto my debit card because not all places take CCs. Do you do the same? Why or why not?

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I use my credit card 95% of the time, But I do carry my debit card which I use at random times when I don't feel like making a purchase with the credit card.