No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I gained a few points when EQ transitioned to 08 on here, but I miss the consistency that I got with v04.
What ever happened to 'Don't fix anything that isn't broken?'
Nevermind, if they got it right the first time then someone would be out of a job
@azguy13 wrote:I gained a few points when EQ transitioned to 08 on here, but I miss the consistency that I got with v04.
What ever happened to 'Don't fix anything that isn't broken?'
Nevermind, if they got it right the first time then someone would be out of a job
well my opinion on that is you at least have access to eq04 still via EQ. More choices is better don't you think ???
No, I don't miss the older FICO Models. FICO 8 and I are deeply in love. lol
@fused wrote:No, I don't miss the older FICO Models. FICO 8 and I are deeply in love. lol
Haha, do you have old collections or collections under $100? Those seem to be the main selling points. I still miss v04 though.
what does fico 08 consider old?
Nope. I've got my mortgage. 08 is more useful to me now.
@azguy13 wrote:
@fused wrote:No, I don't miss the older FICO Models. FICO 8 and I are deeply in love. lol
Haha, do you have old collections or collections under $100? Those seem to be the main selling points. I still miss v04 though.
All three of my CR's are squeaky clean.
26 year credit history
AAoA of 11+ years
Revolving util about 2%, but going down to 1% or less next month
No baddies
No inqs
No new accounts (last account opened in 10/11 to lease a car)
I do. I lost 42 points when they changed to the 08 model.