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Ever apply for a job...

Blogger

Ever apply for a job...

..and instead of a job... well, let me explain:

 

I applied for a job I was qualified for at Fulton Bank, about 3 weeks ago.

Never heard back from them until yesterday. I received a letter. I assumed, in this day and age of rapid information and electronic mail delivery, that this letter was a rejection on their behalf and that they chose someone more qualified, or they hired internally, or whatever the blah blah blah was...

 

Lo and behold, upon opening the letter, I see... a pre-approval for their VISA card.

 

Really?

 

So I apply for a job and instead, I get offered their credit card. Should I consider this as a consolation prize?

I don't think I've ever had anything like that happen before.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 1 of 9
8 REPLIES
Regular Contributor

Re: Ever apply for a job...

Wild. lol  I imagine they pulled your credit as part of the screening process and in doing that automagically added you to their "list"?  Dunno ... but hey, if it is 0% APR, no AF, and 5 Delta Miles per dollar then heck yeah!  Consolation prize territory! lol


Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 2 of 9
Valued Contributor

Re: Ever apply for a job...

To me it seem like rubbing salt on top of my wound. It is just me. Smiley Surprised

Message 3 of 9
Super Contributor

Re: Ever apply for a job...

A.  I would toss the app away.

B. They gave you insight into what type of company they are.

 

The only thing worse is if they called you back asking for a date.  This happened with the wife of a co-worker who applied for a job at a bar.  Shed didn't take the job and her would have been boss didn't get lucky.

10/17/2017 FICO: EQ 829 TU 830 EX 826
Message 4 of 9
Valued Contributor

Re: Ever apply for a job...

Did you send them a follow-up email?  This is a must.  Although, at this point, it's probably too late.


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 5 of 9
Blogger

Re: Ever apply for a job...

Did not send them a follow up email, to be honest.

Last thing I expected was to get a credit card offer from them.

 

I wonder if this is some new hidden tactic now: "Post a job, send out CC offers to applicants."

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 6 of 9
Valued Member

Re: Ever apply for a job...

Insert conspiracy theory here...

 

So if I got to all my local banks and apply for jobs I should be getting some descent cc offers  >_>    hehehe... pull one over on the man. Now to find a suit to match my aluminum foil hat.

 

CS 701, CK 682, Credit.com 719/ TU FICO 666 (DIS 8/12) EU FICO 658 (8/12)
After spree CS 738, CK 684, TU FICO 666 (Dis 8/5)

WF Secured 600Cl (7/11), Discover More 1.5k (8/12), Walmart 150CL(8/12), Cap1 Platinum w/Credit steps($300) (8/12)
Message 7 of 9
Super Contributor

Re: Ever apply for a job...

Now that was funny in a weird way Smiley Happy

 

Apply for a job and get a card preapproval




Message 8 of 9
Blogger

Re: Ever apply for a job...

In retrospect, definitely hilarious.

 

I'm getting my credit report in a few weeks. I'll see if they actually softed me for this.

If you want a credit card at Fulton Bank, just apply for a job :/

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 9 of 9