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Everyone uses the term DW on this forum, what's it mean?

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HappySoda
Valued Member

Everyone uses the term DW on this forum, what's it mean?

DW?

 

Divorced Wife?

 

Diseased Wife?

 

Designated Whale?

 

Deceased Widow?

 

Dumb Wombat?

Message 1 of 20
19 REPLIES 19
creditnocash
Valued Contributor

Re: Everyone uses the term DW on this forum, what's it mean?


@HappySoda wrote:

DW?

 

Divorced Wife?

 

Diseased Wife?

 

Designated Whale?

 

Deceased Widow?

 

Dumb Wombat?


designated wife. 

 

please refer to common abb. sticky



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 20
injustifiiable
Valued Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

I thought it was "Dearest Wife"...oh well.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 20
Wolf3
Senior Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

It actually means   Dear Wife

 

Here are the MyFico abbreviations

 

 

 

 

Common Abbreviations

AA = Adverse Action

AAoA = Average Age of Accounts
AFAIK = As far as I know

AG = Attorney General
APR = Annual Percentage Rate
AR = Account Review
AU = Authorized User
BADDIE = Any negative or derogatory item on your report
BBB = Better Business Bureau
BK = Bankruptcy
BT = Balance Transfer
BTW = By the way
BUMP = Used by someone when they are looking for an answer to the thread, but have not received one yet
CA = Collection Agency
CBR - Credit Bureau Report
CC = Credit Card
CCC = Credit Card Company
CCCS = Consumer Credit Counseling Services
CFL = Consumer Finance Loan
CL = Credit Limit
CLD = Credit Line Decrease
CLI = Credit Line Increase
CMRRR = Certified Mail Return Receipt Requested
CO = Charge Off

CR = Credit Report

CRA = Credit Reporting Agency ( TransUnion, Equifax, Experian)
CRO = Credit Repair Organization
CRTP = Credit Reporting Time Period

CS = Customer Service or CreditSecure(R) (depends on context)

CSR = Customer Service Representative

DD = Dear Daughter
Derog = Derogatory
DH = Dear Husband
DMP = Debt Management Program
DOFD = Date of First Delinquency
DOLA = Date of Last Activity

DS = Dear Son
DTI = Debt to Income
DV = Debt Validation
DW = Dear Wife
EQ (also EFX) = Equifax
EX (also EXP, XPN) = Experian
FA = Fraud Alert
FAKO = Generic credit score, not a true FICO
FC = Foreclosure
FCRA = Fair Credit Reporting Act
FDCPA = Fair Debt Collections Practices Act
FI = Fair Isaac
FR = Financial Review

FSR, FS&R = Friendly, Supportive & Respectful
FTC = Federal Trade Commision

FWIW = For What It's Worth
GC = Green Card from Certified Mail
GL = Good Luck
GW = Good Will
HELOC = Home Equity Line of Credit
HIPAA = Health Insurance Portability and Accountability Act

HP = Hard Pull

HTH = Hope This Helps
IIB = Included in Bankruptcy
IME = In my experience

IMHO = In My Humble Opinion
IMO = In My Opinion

INQ = Inquiry
ITS = Intend to Sue
JDB = Junk Debt Buyer
JK = Just Kidding

JMHO = Just My Humble Opinion

JMO = Just My Opinion
LOC = Line of Credit
LOL = Laughing Out Loud
LTV = Loan to Value
OC = Original Collector or Original Creditor
OP = Original Poster or Original Post
MOV = Method of Validation
OT = Off Topic
PC = Product Change

PFB = Planet Feedback
PFD = Pay For Delete
PIF = Pay in Full
PL = Personal Loan
PM = Private Message
PP = Permissible Purpose

PR = Public Record

RECON = Reconsideration
SOCK DRAWER = Where you put CC's that you won't be using for a while
SOL = Statute of limitations
SP = Soft Pull

RTC101T= Read the Credit 101 Thread
SW = ScoreWatch
TC = TrueCredit
TD = Turned Down
TL = Tradeline.. An entry in your credit history.
TU = TransUnion
UTL, UTIL = Utilization of debt to credit line
WO = Write Off
YMMV = Your Mileage May Vary

Message Edited by fused on 11-23-2009 08:31 AM
Message 4 of 20
HappySoda
Valued Member

Re: Everyone uses the term DW on this forum, what's it mean?

thanks everyone

Message 5 of 20
Duncanrr
Valued Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

I can get into so much trouble giving other things that DW could stand for Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 6 of 20
LS2982
Mega Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

@Duncan Lmao!!!!



EQ FICO 548 3/3/16
Message 7 of 20
drkaje
Senior Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

Dear wife.

 

DGF = Dear Girlfriend, from me.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 8 of 20
LS2982
Mega Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

Wonder if the ex deserves a "dear"......



EQ FICO 548 3/3/16
Message 9 of 20
drkaje
Senior Contributor

Re: Everyone uses the term DW on this forum, what's it mean?

@ LS,

 

Without DExW I wouldn't have three great children! Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 10 of 20
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